Real Estate Risk Analyst II

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Job Overview

The Real Estate Risk Analyst II is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team. Oversee risks taken in connection with real estate activities which includes extension of credit that are secured by liens on or interests in real estate, direct and indirect private equity and public market real estate investments, capital markets, construction lending, servicing any consumer or commercial loan undertaken when real estate security or real estate activity, or an asset sale, or a refinancing is contemplated as a first way out.

Responsibilities:

• Engage in various relationships in the Real Estate Groups, provide credit analysis and monitoring of new and existing relationships.
• Evaluates capital markets and the lending decision process across the real estate industry.
• Assist in preparing Prepare periodic quarterly, semi-annual, and annual credit reviews of existing real estate clients, including in-depth analysis of financial statements, capital structure/liquidity analysis, and risk rating determinations. Interprets data and makes recommendations.
• Compile and synthesize real estate specific industry research, equity research reports, existing Citi real estate database information, and debt capital markets trends.
• Assists Work with Bankers and Sr. Analysts in research required for property-level credit analysis, including but not limited to extensive research on property-specific market conditions, market demographics, and historical operating performance.
• Assist Work with Bankers and Sr. Analysts with the preparation of portfolio risk analysis, ad-hoc regulatory requirement needs, and other ad-hoc assignments.
• Leverages risk systems infrastructure including key processes, coverage and data flows in order to identify risk effectively.
• Uses tools and techniques to effectively identify and assess trends and risks.
• Provide occasional guidance to junior staff.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2+ years previous risk experience preferred
• Knowledge of financial services, knowledge of Citi is a plus. Knowledge of the elements of Risk Ability to analyze situations that create risk and legal liability for Citi.
• Excellent written and verbal communication.

Education:

• Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Risk Management

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Job Family:

Real Estate Appraiser

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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