Wealth Credit Services Senior Analyst

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Job Overview

Wealth Credit Management (WCM) at Citi is a business line formed to provide integrated end to end credit underwriting, transaction and portfolio management in partnership with all the origination businesses of the Private Bank and Wealth Management of Citi. Deal Closing (DCT) and Loan Management (LMT) teams in Wealth Credit Services are critical teams to ensure interpret, review and collect all finance and regulatory documents needed to close and book loan deals as well as to ensure critical data are captured properly in various systems and can be validated against gold source and appropriate legal document.

We are looking to hire an experienced professional to contribute and perform a role on the DCT / LMT team within Loan Product and Transaction Management in WCM.

Key Responsibilities:

• Review the Term Sheets for new closings / amendments/ restructures

• Provides checklists to transactors / underwriters detailing all documents needed to close.

• Review the draft credit agreement for roles and responsibilities as well as Operational mechanics – compatibility with loan product processor and any manual touch points involved.

• Continue to work with Lending Advisors / Underwriter for changes / updates to the draft credit agreement and provide feedback as needed.

• Provide formally sign off on the final draft agreement prior to the executed version.

• Review loan documentation to ensure critical data is captured correctly in credit systems for regulatory reporting

• Engage Deal Closing Team (DCT), Credit Management Team (CMT) underwriters and transactors to address discrepancies with loan documentation and credit system

• Work with appropriate operations to address discrepancies with loan documentation and credit system

• Engage technology teams to address discrepancies requiring tech intervention

• Closely track completed reviews and drive pending reviews to completion to prevent backlog

• Constantly improve processes, controls and efficiencies within the group and front to back across loan lifecycle

• Participate in projects and provide valuable input with various working groups created to enhance performance and efficiency

Knowledge, Experience and Skills:

• Solid knowledge of Loan product and/or Loan Operations activities

• Expert in reading and interpreting credit agreements

• Strong Credit Data analysis experience covering issue identification and resolution

• Proven ability to collaborate with team members and senior management both within the lines of business and across multiple stakeholders

• Analytical capabilities including the ability to identify, escalate, and propose solutions to complex problems

• Proven track record in establishing and maintain business line partnerships

• Strong influencing skills and ability to work in an environment where priorities are frequently changing

• Adapt to an evolving process and proactively suggest process improvements

Qualifications:

• 5+ years of experience in large financial institution is a must

• Proficient with Microsoft Office Suite (Excel, Word, and PowerPoint)

• Prior experience in Loan product is preferred

• Understanding of lending rules and regulation is a plus

• Experience with exposure and transactions reporting tools

• Attention to detail

• Excellent oral and written communication capability

• Ability to take initiative and self-motivate

• Developed analytical and problem-solving abilities

We offer:

By joining Citi Solutions Center Poland, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits such as:

• Private Medical Care Program

• Life Insurance Program

• Pension Plan contribution (PPE Program)

• Employee Assistance Program

• Paid Parental Leave Program (maternity and paternity leave)

• Sport Card

• Holidays Allowance

• Sport and team recreation activities

• Special offers and discounts for employees

• Access to an array of learning and development resources

• A chance to make a difference with various affinity networks and charity initiatives

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

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Job Family Group:

Operations - Transaction Services

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Job Family:

Transaction Capture Services

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Time Type:

Full time

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Primary Location Full Time Salary Range:

165 020,00 zł - 280 980,00 zł

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

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This job opening is for an existing job vacancy.

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