Credit Risk Senior Analyst - C12 - MONTERREY

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Job Overview

The Credit Risk Senior Analyst is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual.

Responsibilities:

• Oversees the monthly Loss Forecasting aspects of the group.
• Liaises with the Finance, Collections & Risk Policy team with respect to Loss Forecasting.
• Oversees analysis of Forecasting in Citi Corp with respect to Forbearance performance and reporting, and Recoveries performance and reporting.
• Analyzes fraud portfolio performance at a granular level.
• Develops detailed diagnostics on Fraud behavior, shifts in that behavior, assess its impact on portfolio performance, and support the forecasting process.
• Assists in the production all presentations to the Citigroup CFO, Citi Cards CEO, Citi Cards Risk Head, Global Consumer Credit Risk Officer & Regulators, as well as various ad hoc requests.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 5-8 years previous experience in Forecasting / Fraud / Risk Management
• Advanced quantitative and analytic skills required.
• Proficient in Excel, Microsoft Word, PowerPoint.
• Excellent communication skills, both oral and written.

Education:

• Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Actividades:

Gestión de portafolio: revisión, análisis y aprobación de propuestas de crédito.
Identificación de riesgos e implementacion de planes de acción para remediarlos y prevenirlos.

Clasificación proactiva de los clientes dentro del portafolio asignado.

Portafolio de región norte con industrias diversas.
Líder de equipo: mejora de proceso, identificando áreas de
oportunidad para mejorar uno de los procesos del área.

Calificaciones:

• Experiencia previa de 5 a 8 años en revisión, evaluación y aprobacion de propuestas de crédito a personas morales y/o empresas chicas, medianas y grandes.
• Gestion de portafolio de crédito con enfoque en riesgo.
• Conocimientos de Análisis de Crédito
• Analisis de proyecciones financieras.
• Se requieren habilidades analíticas y cuantitativas avanzadas.
• Dominio de Excel, Microsoft Word, PowerPoint.
• Excelentes habilidades de comunicación oral y escrita. Trabajo bajo presión, Trabajo en equipo, Proactividad
• Idiomas: Inglés – Intermedio/Avanzado.

Educación:

• Licenciatura/título universitario o experiencia equivalente  (Finanzas, Economía, Administración de empresas, Ingenierias, Actuaría)

Recomendaciones:

• Revisa y analiza con detenimiento el Job Posting y si cumples con los requisitos no dudes en aplicar.
• El job posting estará publicado  5 días hábiles y tiene fecha de vencimiento para poder postular.
• Asegúrate de adjuntar tu CV y actualizar tu perfil en WD.
• Tener disponibilidad en los canales de comunicación oficiales (email, celular o teams).

Deseable Facultades de Credit Officer Nivel 3.

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Job Family Group:

Risk Management

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Job Family:

Credit Decisions

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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