Credit Analyst

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

The CEP Risk Analyst Team in Prague is responsible for the

• The quality assurance and completion of the CEP obligors’ credit assessments prepared by other business units of Citigroup
• Preparation and submission of CEP obligors’ credit assessments

CEP is the main EU licensed banking entity for Citi in EMEA.  It is headquartered in Dublin, with branches in 21 countries.  Given its size and systemic importance, CEP is considered a “Significant Institution” by the European Central Bank and is directly supervised by the Single Supervisory Mechanism in Frankfurt. CEP Credit Risk Team manages CEP’s entire loan book, covering Citi’s clients throughout the world. Responsibilities include credit analysis, credit approval, and active monitoring of the portfolio to identify credit migration. CEP Credit Risk Team partners with other Citi Risk Management teams across the globe.

Responsibilities:

• Provide risk analysis and support for assessment of the obligors’ creditworthiness in the CEP credit portfolio.
• Review and complete CEP Credit Approval Memo packages.
• Analyze and assess risks in the credit relationships and formulate respective recommendations for CEP Credit risk management approval.
• Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals.
• Provide credit input to standardize credit-related documents and reporting for the CEP portfolio.
• Provide ad hoc project support to regional and global Risk management projects.
• Ensure CEP Credit Risk MCA and Controls are effective.

Qualifications and Competencies:

• Candidate should have ideally 1-2 years of credit or related experience.
• Good knowledge of credit products and specific industry characteristics (manufacturing, services, banks etc.).
• Good understanding of loan agreements is beneficial.
• University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus.
• Advanced level of English Knowledge. Knowledge of other languages is beneficial.
• Strong analytical skills and ability to decompose transactions into the core risks.  Good quantitative skills a must.
• Sound Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk
• Ability to shift through complexity and articulate issues clearly
• Strong interpersonal and analytical skills
• Self-motivated
• Demonstrate integrity and risk-return balanced credit judgment
• Good communication skills
• Ability to multitask, good time management skills
• Excellent computer skills

What we can offer you:

By joining Citi Prague, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well. Discover more HERE.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

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Job Family Group:

Risk Management

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Job Family:

Credit Risk

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Time Type:

Full time

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Primary Location Full Time Salary Range:

592 000,00 Kč - 888 000,00 Kč

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Most Relevant Skills

Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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