
Senior Vice President – Credit Product Development - C14 – BKC - Mumbai
- Job Req Id:
- 25893520
- Location(s):
- Mumbai, India
- Job Type:
- On-Site/Resident
- Posted:
- Aug. 05, 2025
Discover your future at Citi
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
Job Overview
Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.
The Product Developer is a strategic professional who closely follows latest trends in own field and adapts them for application within own job and the business. Typically a small number of people within the business that provide the same level of expertise. Excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the operations of the business. Necessitates a degree of responsibility over technical strategy. Primarily affects a sub-function. Responsible for handling staff management issues, including resource management and allocation of work within the team/project.
In this role, you’re expected to:
The Product Developer is responsible for all activities related to the development of new products and/or features and functionality of products including developing business cases, requirements definition (BRDs), product enhancements innovation, feature and functionality definition based on market and industry research and trends and client needs. This role manages the end-to-end product development lifecycle and will also scope product releases, agreeing to and tracking business priorities, incorporating regulatory and compliance requirements and investment tracking
Creates a product vision aligned to business priorities and corresponding road-map to delivery
Follows market, industry and client trends to own field and adapts them for application Citi’s products and solutions platforms
Conceptualizes, plans, prioritizes, coordinates design and delivery of products or features to product release, and serves as product ambassador within user community
Works in close co-ordination with Sales, Technology, Business Managers and senior stakeholders to fulfill the delivery objectives
Manages and implements a wide variety of products and solutions to meet client needs
Has responsibility to deliver significant direct business results and authoritative advice regarding product development that necessitates a degree of responsibility over technical strategy
Partners with senior business leaders and a widely distributed global user community to define and implement solutions
Creates clear and specific project plans, business and technical requirements documents for product execution
Has direct interaction with business managers, technology, and sales to understand their long term vision, discuss industry trends, and incorporate them into the product & solutions strategy
Focuses on controls and governance, including performing Need-to-Know based security and access reviews, Access Approvals, controls testing and documentation
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
As a successful candidate, you’d ideally have the following skills and exposure:
10+ years of experience
Proven track record of successfully managing in a large and complex business
Intellectual curiosity, analytical and conceptual thinker
Proactively seeks and develops new opportunities
Thorough financial acumen and P&L management experience
Excellent analytical, interpretive and problem solving skills
Proven track record of bringing diverse groups and perspectives to work against a common goal
Ability to maintain momentum and minimize client and employee attrition
Ability to establish and maintain senior client relationships and to work across multiple facets of Citi businesses
Process Management knowledge with a propensity for detail and comprehensiveness of content
Ability to collaborate and clearly communicate with senior members of an organization
Project Management skills with experience leading large cross functional initiatives
Proven track record as change agent, with ability to encourage and embrace innovative ideas and solutions
Self-aware with ability to adapt to various situations, rapidly assimilate and report on complex information while creating a future vision
Education:
Bachelor’s/University degree, Master’s degree preferred
Take the next step in your career, apply for this role at Citi today
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group:
Product Management and Development------------------------------------------------------
Job Family:
Product Development------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Most Relevant Skills
Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.

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