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Credit Analyst – Commercial / Institutional Banking

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Job Req Id:
26950627
Location(s):
Ciudad De Mexico, Ciudad De Mexico, Mexico
Job Type:
Hybrid
Posted:
Mar. 31, 2026

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

Citi is looking for a Credit Analyst to join its credit organization in Mexico City. This role provides hands‑on exposure to credit analysis, financial spreading, and transaction support across a diverse client portfolio, working closely with Credit Officers, Relationship Managers, and regional partners.


This position is well suited for professionals who already have solid credit fundamentals and are looking to deepen their technical expertise, gain broader deal exposure, and continue building a career within a leading global financial institution.

Role Orverview

As a Credit Analyst, you will support the credit approval and monitoring process through detailed financial analysis, risk assessment, and quality control of credit applications. You will handle increasingly complex credits independently, apply sound judgment, and contribute to the overall quality and timeliness of underwriting decisions.

The role offers strong learning opportunities, cross‑functional exposure, and a clear development path within credit and risk functions

Key Responsibilities

Credit Analysis & Financial Review

  • Spread and analyze new, renewal, and interim financial statements, including business and individual tax returns, in line with internal guidelines
  • Prepare clear and concise credit analysis using customer, peer, portfolio, and industry data
  • Perform preliminary credit assessments ranging from simple to moderately complex transactions, including:
    • Cash flow analysis
    • Debt service coverage
    • Collateral evaluation
    • Guarantor net worth analysis

Credit Support & Collaboration

  • Partner closely with Credit Officers, Relationship Managers, and Credit Center teams to support underwriting and portfolio management
  • Act as a point of support on loan agreement and covenant interpretation, monitoring, and follow‑up
  • Conduct quality assurance reviews to ensure applications and analysis are accurate, complete, and ready for underwriting approval

Team Contribution & Development

  • Provide guidance, training, and day‑to‑day support to junior Credit Analysts
  • Serve as backup support to the Application Preparation team as needed
  • Participate in continuous improvement efforts related to credit processes and analysis quality

Risk & Controls

  • Appropriately assess risk in line with internal policies and regulatory requirements
  • Contribute to a strong risk culture by applying ethical judgment and escalating issues transparently when required

Qualifications & Experience

  • Advanced English (written and verbal) for interaction with regional or global stakeholders
  • 2–5 years of experience in a financial institution with a focus on credit analysis, financial spreading, or underwriting support
  • Solid understanding of financial statements and accounting principles
  • Experience using credit spreading and analysis tools
  • Ability to analyze data, identify key risks, and communicate findings clearly
  • Bachelor’s degree in Finance, Accounting, Economics, or a related field (or equivalent experience)

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Job Family Group:

Risk Management

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Job Family:

Credit Risk

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

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