Credit Risk Group Manager, Senior Vice President

Shape your Career with Citi

Citibank serves as a trusted advisor to our retail, mortgage, small business and wealth management clients at every stage of their financial journey.  Through Citi's Access Account, Basic Banking, Citi Priority, Citigold and Citigold Private Client, we offer an array of products, services and digital capabilities to clients across the full spectrum of consumer banking needs worldwide.

We’re currently looking for a high caliber professional to join our team as Senior Vice President, Credit Risk Group Manager - Hybrid (Internal Job Title: Credit Risk Group Manager - C14) based in Citi Plaza, Taguig City, Philippines.  Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future.  For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
• We empower our employees to manage their financial well-being and help them plan for the future.
• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
• We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.

Citi’s US Commercial Bank (CCB) is a rapidly growing business, targeting emerging, mid- and larger-sized companies with annual revenue from $10 million to $3 billion. To facilitate the CCB’s wholesale lending activities, Commercial Lending Management (CLM) serves as an in-business credit function organized around our strategic industries and global target market approach. CLM plays a critical role of the client delivery model for the CCB, translating thought-leadership, industry and product expertise, and an end-to end ownership of the credit relationship into best-in-class lending solutions. We are seeking a dynamic and motivated credit professional to lead an annual review, portfolio management team covering all segments in CCB.

The position reports directly to the NAM CLM Head.  The primary responsibilities of CLM portfolio management include credit underwriting renewals, due diligence, classifications, and risk ratings. Under the supervision of a Team
Leader, the CLM teams provide thorough, objective analysis of the financial condition and credit worthiness of borrowers, including prevailing covered industry sector and product/market conditions, as well as structuring recommendations. The position is expected to own and lead the entire annual review and potentially quarterly process, including managing and developing a team of Credit Officers, 
A robust understanding of and compliance with WCR Policies and Procedures is critical to success in this roles as it interfacing with oversight such as 1Lod and 2LoD approvers, IBQA, Credit Risk Review, IRQA, etc. 

In this role, you’re expected to:

• Quality and timeliness of end-to-end lending process and all credit deliverables for respective portfolio or assignments
• Lead, develop and maintain a team of highly-effective credit professionals and support staff
• Thoroughly understand the relevant internal policy and regulatory frameworks, and how they are applied to day-to-day activities to ensure compliance and sustainability of business activity.
• Represent business as senior credit professional for respective portfolio in various forums, including client discussions
• Apply a governance and controls mindset to all business activities, and identify, escalate and/or remediate observed gaps

As a successful candidate, you’d ideally have the following skills and exposure:

• Experience in a credit decision / authority role working with more complex
• financing needs of $10 million and greater
• Extensive knowledge of North America lending, products and industries, with significant transaction
• Experience across all commercial lending credit products
• Leadership experience managing and developing a team of credit professionals
• Strong credit fundamentals with the ability to articulate a view, work across a range of credit products, with experience in early problem recognition and resolution skills
• Reaches decisions in a timely and transparent manner, knows when enough information  has been collected to make sound decisions, takes calculated risks with the confidence to

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com/dei