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Full-Time Programs

Citi's comprehensive full-time Early Career programs are meticulously designed for recent graduates and advanced degree holders, providing unparalleled opportunities to forge significant careers within the dynamic landscape of global finance. These programs feature robust structured development, personalized mentorship from industry leaders and direct, immersive engagement across a spectrum of critical business functions, enabling participants to cultivate a broad and deep understanding of financial operations and market dynamics.

  • Locations: Multiple on-site locations including New York, London and other global centers.

    Structure: Full-time and hybrid, rotations may be available depending on the program.

    Duration: Typically two years.

    Start Date: July/September (applications usually open in September the year prior). Varies by country.

    Eligibility: Graduates.

    Areas of Business: Banking (Commercial Banking, Corporate Banking, Investment Banking, Capital Markets, US Personal Banking), Client (Research, Equity Research, Global Strategy & Macro Group), Chief Operating Officer, Enterprise Services& Public Affairs, Finance, Human Resources, Internal Audit, Markets (incl. Quantitative Analysis), Operations, Risk Management, Services (Treasury & Trade Solutions, Securities Services), Technology (Application Development, Cybersecurity, Infrastructure, Production Support), Wealth.

    Benefits: Clear trajectory for long-term growth, valuable networks, tangible impact from day one, deep exposure to Citi's culture and operations.

    Find Analyst Programs

  • Locations: London, New York, Chicago, Houston, Los Angeles, San Francisco.

    Structure: Full-time, rotations may be available depending on the program.

    Duration: No program end date, permanent contract.

    Start Date: July (applications generally open in September the year prior).

    Eligibility: Students who have completed a Masters, MBA or PhD, based on specific program requirements.

    Areas of Business: Investment Banking, Finance, Enterprise Services & Public Affairs, Human Resources, Quants (Markets).

    Benefits: Clear career trajectory, significant responsibilities, impactful contributions.

    Find Associate Programs

  • Benefits

    These apprenticeship programs offer hands-on experience with structured learning; program structure, compensation and additional support vary by program and location.

  • Career Progression

    Our apprenticeships target building skills, experience and professional capabilities, supporting long-term career progress, allowing participants to contribute to Citi's operations from day one.

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I really loved all the rotations I did. Getting that type of exposure teaches you two things: you are constantly learning new things and you are learning to do them fast. It’s very rare, especially in the first two years of your career, to be so completely and holistically exposed to so many different things. It’s a great opportunity, the skills are incredibly transferrable.

Stacy F.

Consumer Sales Support Senior Analyst,

Singapore

The program provided an invaluable structured pathway, offering diverse work opportunities across different departments and networking opportunity with senior leaders. This led to career growth and experiences in locations like New York, Hong Kong and Singapore, which exposed me to various facets of financial technology and helped me develop a strong foundation while tackling real-world challenges.

Rohit B.

Director, APAC Markets Technology Deputy and Head of Australia Equities Cash & Execution Technology,

Singapore

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  • Early Career Overview

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