Early Career Programs

BCMA Capital Markets

BCMA Capital Markets is comprised of over 15 different groups providing products and liquidity for our clients. As part of the program you’ll have the opportunity to work with industry experts in one of the following:

BCMA Corporate Banking

BCMA Corporate Banking provides financial services to pre-eminent corporations and financial institutions in more than 100 countries. Our program covers the full array of corporate banking solutions including:

BCMA Investment Banking

BCMA Investment Banking offers tailored solutions and strategic advice on a wide range of M&A transactions and capital-raising activities. We are one of the world’s leading global investment banking firms and the largest global underwriter in combined equity and debt issuance. Our Program offers you access to:

Citi Global Wealth

Citi Global Wealth is unified wealth platform that serves clients across the wealth continuum. CGW serves ultra-high-net-worth individuals and family offices through Citi Private Bank, operates in the affluent and high-net worth segments through Citigold® and Citigold Private Client and captures wealth management in the workplace through Global Wealth at Work. We also have leading investment solutions platform, which allows us deliver traditional and alternative investments, managed account solutions, best-in-class research and advice for all Citi clients.

Commercial Banking

Commercial Banking delivers actionable insights and ideas, comprehensive banking solutions and a truly global network to mid-sized enterprises, globally oriented companies by. Our program offers the chance to learn credit analysis, product and service operations, customer focus and sales from industry experts. The development program and training include formalized orientation as well as on-the-job experience such as customer calls, credit reviews and sales.

Compliance, Risk, Internal Audit and Legal

Our Compliance, Risk, Audit and Legal programs are designed to provide you with the technical capabilities and experience you need to become a trusted advisor to business partners. You can expect to gain skills in research, consulting, analysis, and risk assessment.

Finance

Join our Finance Program to have the opportunity to work as a trusted advisor to stakeholders throughout the firm. You will work closely with industry experts across various disciplines of finance including:

Human Resources

Work alongside our global HR professionals to learn how we attract, retain and develop talent across all of Citi’s business lines. You’ll have the opportunity to gain insight across our key functions including:

Institutional Clients Group Specialized Programs

Our multi-national team work as one with the world’s most ambitious and enterprising people, businesses and institutions to responsibly enable their economic progress and growth. We do so by providing meaningful connections to the right people, product and service wherever required in the world.

There are specialized programs for various groups in the ICG at the early career level. They include but are not limited to Financial Resource Management, Global Spread Products Financing & Securitization and others.

Markets

Citi Sales & Trading provides customized solutions to support the diverse investment and transaction strategies of investors. As part of our program you’ll have the opportunity to work alongside industry experts to gain insight including:

Operations

Operations supports our work in more than 100 countries by enabling our business to flow, making our business work on time and on target. Our program offers you the unique opportunity to have lasting impact on Citi’s process modernization and transformation initiatives with innovative solutions and technical efficiencies.

Personal Banking

Be a part of the Personal Banking (PB) team serving millions of account holders across the world. Innovative technology, best-in-class trainings and limitless opportunity are here to help you shape the future of global banking.

Securities Services

Citi Securities Services provides world-class products and financing solutions for corporations, institutions, governments, and individual investors. The team is a leader in domestic and cross-border transaction services for intermediaries (banks, broker-dealers, depositories and infrastructures), investors (institutional and asset managers for both traditional and alternative industries) and issuers (governments, corporations, capital markets participants and structured finance vehicles). The Securities Services program will give you insights into:

Specialized Programs

Join one of our Specialized Programs where you’ll gain cross-Citi experience – from the frontline to our operational processes. You’ll have the opportunity to work alongside two or more teams gaining insight from industry leaders along the way. Specialized programs are designed for Early Career students and professionals.

Technology

Technology is at the core of everything we do, supporting all of our business lines. Be at the forefront of new developments within the industry by joining one of our Technology Programs which span across:

Treasury and Trade Solutions

Treasury and Trade Solutions (TTS) provides integrated Cash Management, working capital and Trade Finance solutions to multinational corporations, financial institutions and public sector organizations around the world with banking licenses in over 100 countries. Our program will give you experience in Cash Management and Trade Finance.