Portfolio Credit Risk Lead Analyst - Vice President

Discover your future at Citi

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Job Overview

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your experience within in credit risk and familiarity within model processes to our Portfolio Credit Management Group, where our mission is to minimize credit losses across wholesale portfolios through robust risk management.

By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Team / Role Overview:

The Regulatory Capital Risk resides within Wholesale Credit Portfolio Management Group which has a mandate to oversee portfolio risk management activities to minimize credit losses in wholesale portfolios. The Regulatory Capital Risk team provides oversight of wholesale credit regulatory capital related processes and partners with cross-functional stakeholders to drive alignment with Citi’s enterprise-wide capital framework.  

The successful individual will support model sponsor related responsibilities for foundational wholesale models utilized in the RWA calculations and will be responsible for addressing BAU model related activities and improving model control processes. In addition, the candidate will be responsible for data analytics, sourcing and sanitizing data and performing analyses in support of issue diagnosis and broader implementation matters. 

What you'll do:

• Responsible for data analytics activities to support model-related processes or remediation activities. This includes assessing data needs and sourcing the data elements to support an analytical objective
• Support BAU model processes associated with foundational default risk models (PD/LGD/CCF), including evaluating developers’ work, addressing limitations, providing review / challenge, securing MRM validation and working across with stakeholders on related implementation matters
• Support senior members for remediation of Issues raised by internal / external stakeholders and assist with developing analysis and performing data review 
• Synthesize the information and communicate and present findings with internal stakeholders
• Assist with other team activities as necessary.

What we'll need from you:

• 7+ years of experience in credit risk or equivalent training and experience preferably in the financial services industry
• Familiar with model processes and the range of business activities that give rise to credit risk and has a strong process-driven, problem-solving mindset 
• Demonstrated ability to handle large quantity of data and remain detail oriented 
• Experiences with RWA processes and risk governance frameworks 
• Demonstrate clear and concise written and verbal communication
• Demonstrated work ethic and influencing skills
• Bachelor's degree/University degree or equivalent experience.

What we can offer you:

By joining Citi Solutions Center Poland, you will not only be part of a business casual workplace with a hybrid working model (currently up to 2 days working at home per week), but also (potentially, subject to final offer) receive a competitive base salary and enjoy a whole host of additional benefits which can include:

• Employer paid Defined Contribution Pension Plan contribution of 6% of employee’s pensionable earnings (PPE Program)
• Employer paid Private Medical Care Package for employees and Private Medical Care Packages for certain family members available at preferential rates
• Employer paid Life Insurance Program for employees and Life Insurance for certain family members available at preferential rates
• Employee Assistance Program financed by Employer
• Paid Parental Leave Program (maternity and paternity leave; statutory and 2 weeks additional paid paternity leave)
• Sport Card for employees subsidised via Social Benefits Fund and Sport Cards for certain family members available at preferential rates
• Additional benefits from Company’s Social Benefit Fund, in particular: Holidays Allowance, support for sport and cultural activities, team building events.
• Additional day off for volunteering
• Cafeteria/ flex benefit – a company benefits system which enables employees to select and purchase benefits offered by a provider and available for employees on the platform.
• Opportunity to receive an annual discretionary incentive award
• Special offers and discounts for employees.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day.  We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive. 

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

#LI-TM3

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Job Family Group:

Risk Management

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Job Family:

Portfolio Credit Risk Management

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Time Type:

Full time

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Primary Location Full Time Salary Range:

zł223,400.00 - zł380,400.00

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Most Relevant Skills

Analytical Thinking, Credible Challenge, Governance, Monitoring and Evaluation, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

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This job opening is for an existing job vacancy.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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View Citi’s EEO Policy Statement and the Know Your Rights poster.