Credit Risk Intermediate Analyst (Fixed Term)

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Job Overview

This is a fixed-term position till June 2027

Job Purpose: Performs credit analyses of Citi existing and prospective clients across Bulgaria, Romania and other Central and Eastern European Countries.

Key Responsibilities:

• Assess the credit and financial strength of Citi's most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors

• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi's Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite

• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriter, UW Staffer, Risk and BCMA partners

• Reviewing and providing recommendation on the risk raking across this sector

• Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

• Support ICG Risk Analysis Voice of the Employee (VOE) initiatives

Qualifications:

• Demonstrable financial services experience, including 3-5 years of credit experience in Banking, Credit Risk Management or equivalent credit experience

• Strong knowledge of Wholesale Credit Processes and organizational awareness including credit and underwriting functions, portfolios, and processes

• Sound understanding of policies and procedures with the ability to execute change seamlessly

• Well-developed analytical skills, including an understanding of key financial components - liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks

• Experience in preparing presentations for seniors

• Full awareness and adherence to the control environment including Quality Assurance and Quality Control

• Fluent English language knowledge

• Assists colleagues in identifying stretch opportunities to elevate individual and team performance

• Well-developed interpersonal skills, with the ability to build relationships and exert influence with and without direct authority

• Good Microsoft Office (Word, Excel, and PowerPoint) skills

• BA/BSc or higher degree in Business (MBA), or any other related subject

Fixed Term Employment

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Job Family Group:

Risk Management

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Job Family:

Credit Decisions

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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