Risk Analysis Credit Risk Senior Analyst

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Job Overview

The Global Network Business Unit (“GNB Unit”) is an integral part of the Institutional Credit Management Underwriting (“ICM UW”) organization and its mandate is to deliver best-in-class credit risk analysis ensuring the safety and soundness of Citi’s wholesale lending and local regulatory requests.

GNB’s credit analysts are responsible for a giant portfolio of Citi’s global multinationals and their subsidiaries, owning the credit risk analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews.

Responsibilities:

• Assess the credit and financial strength of Citi’s clients by performing fundamental credit analysis of those clients using both quantitative and qualitative factors.
• Complete credit analysis write-up memos and internal ratings of Citi’s clients based on independent assessment and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.
• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit.
• Partnership with applicable stakeholders in ICM UW, Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
• Strong understanding of internal credit policy and procedures, proactively referring to resources as needed.
• Actively contribute to meetings, asking questions and challenging ideas.
• Display a deep commitment and positive attitude to Citi and colleagues and an eager to do more.

Qualifications:

• Interpersonal skills, with the ability to build relationships.
• Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively.
• Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority.
• Microsoft Office (Word, Excel, and PowerPoint) skills.
• Knowledge of basic financial concepts (e.g. liquidity position, profitability metrics, leverage profile) and macroeconomy.
• Knowledge of Python Tool is a plus.

Education:

• Bachelor’s/University degree in Business Administration, Engineering, Accounting, International Relations or equivalent.
• English fluency is required.

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Time Type: Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Job Family Group:

Risk Management

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Job Family:

Credit Risk

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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