
Apps Development Sr Analyst SME - C14 - RUTHERFORD
- Job Req Id:
- 25902988
- Location(s):
- Rutherford, New Jersey, United States
- Job Type:
- Hybrid
- Posted:
- Sep. 04, 2025
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Job Overview
Team Background
The Credit Risk Technology Team is responsible for delivering Counterparty Credit Risk Management software solutions. These tools allow salespeople, traders, operations staff and risk officers to manage Citi’s exposure to financial institutions, governments and corporates that trade with Citi. The team builds and maintains software that provides a complete platform for our users: limit monitoring, exception management, stress testing analysis and escalation workflow capabilities are some key areas of focus. Our users rely on the system for an integrated view of trades, collateral, market data, across many dozens of sources.
We are seeking a highly experienced and motivated Senior Business Analyst & Subject Matter Expert (SME) to join our team. In this role, you will combine traditional business analysis skills with deep subject matter expertise in [Specify Area of Expertise e.g., Credit Risk, Finance, Regulatory Reporting]. You will be responsible for eliciting, analyzing, documenting, and validating business requirements, while also providing expert guidance and knowledge to stakeholders and the development team. The ideal candidate will have a strong understanding of both business processes and technology, with a proven track record of delivering successful projects.
Responsibilities:
- Elicit, analyze, document, and validate business requirements using various techniques, including interviews, workshops, and document analysis.
- Create detailed business requirements documents (BRDs), use cases, user stories, and process flow diagrams.
- Translate business requirements into technical specifications for the development team. Conduct user acceptance testing (UAT) and ensure that solutions meet business requirements
- Facilitate communication and collaboration between business stakeholders and the development team.
- Manage multiple teams of professionals to accomplish established goals and conduct personnel duties for team (e.g. performance evaluations, hiring and disciplinary actions)
- Provide strategic influence and exercise control over resources, budget management and planning while monitoring end results
- Utilize in-depth knowledge of concepts and procedures within own area and basic knowledge of other areas to resolve issues
- Ensure essential procedures are followed and contribute to defining standards
- Integrate in-depth knowledge of applications development with overall technology function to achieve established goals
- Provide evaluative judgement based on analysis of facts in complicated, unique, and dynamic situations including drawing from internal and external sources
- Influence and negotiate with senior leaders across functions, as well as communicate with external parties as necessary
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
Qualifications:
- 15+ years of relevant experience
- Extensive Experience in business analysis. Strong understanding of business analysis principles and techniques.
- Deep subject matter expertise in Finance and Credit Risk Monitoring
- Excellent communication, interpersonal, and presentation skills.
- Ability to work independently and as part of a team.
- Experience with Agile development methodologies.
- Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Visio)
Education:
- Bachelor’s degree/University degree or equivalent experience
- Master’s degree preferred
- Certifications such as CFA, FRM are preferred
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Job Family Group:
Technology------------------------------------------------------
Job Family:
Applications Development------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Primary Location:
Rutherford New Jersey United States------------------------------------------------------
Primary Location Full Time Salary Range:
$176,720.00 - $265,080.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills
Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:
Sep 08, 2025------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.

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