In-Business Risk Analyst

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

An individual in Enterprise Risk Management plays a critical role in managing the bank's diverse risks to ensure financial stability and sustained growth. This involves the identification and management of enterprise-level and cross-cutting risks, designing and executing stress tests, managing climate risk and protecting against reputational risk. This integral role within the bank ensures operations are within a defined risk appetite and contribute to the overall objectives of the bank.

Individuals responsible for In-business Risk Management oversee risk identification, assessment, measurement, monitoring and reporting. They design and implement risk mitigation actions and focus on managing one or more risks in support of business activities.

Professionals in Enterprise Risk Management are entrusted with providing a comprehensive view of risk management which enables the bank to anticipate, assess, and mitigate potential risks, crucial for the bank's success.

Responsibilities: 

• Perform risk and control assessments in accordance with established standards, including evaluating business changes.
• Support the implementation and assessment of various risk control policies, standards and inventories.
• Identify root causes of issues and partner with relevant stakeholders to recommend corrective actions and improvements.
• Monitor control breaches and disseminate lessons learned for process improvement across business units.
• Conduct comprehensive reviews of control designs and management practices to mitigate risks.
• Ensure the timeliness, accuracy, and completeness of control assessments before and after process execution.
• Analyze risks as per policy requirements.
• Support in recording and responding to risk events, ensuring accurate and timely capture.
• Ensure adequate governance and training mechanisms are in place to manage risk profiles.
• Assess risks ensuring adequate controls are in place.
• Assist in implementing standards and procedures that align with organizational requirements for risk management.
• Identify and implement control points and processes throughout the business.

• Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty.
• Demonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures.
• Challenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes.
• Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization.
• Proactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda
• Focuses on highest-priority work aligned to business goals; helps others effectively manage competing priorities.
• Proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team.
• Takes personal accountability for escalating, identifying, and managing potential risk; implements controls that enhance the client experience and operational effectiveness.
• Anticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements.
• Sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals.
• Role-models and helps others to do the right thing for clients and Citi in all situations, even when difficult
• Engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals.
• Proactively seeks out opportunities to volunteer in Citi programs that support the community; advocates for solutions that meet the needs of Citi’s clients and the community.
• Enthusiastically promotes the unique needs and preferences of colleagues; makes active commitment to help colleagues achieve balance, well-being, and development.
• Leverages varied networks to recruit diverse talent; advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities.
• Empathetically listens and understands others’ positions before acting on issues; works to amplify voices that are minimized in the workplace

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards

Qualifications:

• 2-5 years of experience
• In-depth experience utilizing MS Office Suite, specifically MS Excel
• Understanding of risk and control assessments and risk control policies.
• Proficiency in identifying root causes of issues and formulating corrective measures.
• Awareness of laws, rules, and regulations pertaining to business decisions.
• Experience in evaluating business changes via risk and control assessments.
• Proven track record of monitoring control breaches and disseminating lessons learned.
• Proven experience ensuring governance and training mechanisms to manage risk profiles.
• Experience in implementing compliant standards and procedures for risk management.
• Ability to effectively operate software used for risk assessments, data analysis, and reporting.
• Creating clear, concise, and comprehensive documents, reports, and procedural manuals related to risk management.
• Proficiency in using advanced Excel functionalities for data sorting, filtering, and analysis related to risk management.
• Managing and manipulating databases for storing and accessing risk-related data.
• Understanding of basic cybersecurity principles to assess and mitigate online threats.
• Experience using software tools for managing and tracking regulatory compliance.

Education: 

Bachelor's/University degree or equivalent experience

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Job Family Group:

Risk Management

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Job Family:

In-Business Risk

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Time Type:

Full time

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Primary Location:

Ofallon Missouri United States

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Primary Location Full Time Salary Range:

$71,220.00 - $99,380.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Analytical Thinking, Controls Lifecycle, Credible Challenge, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.

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Other Relevant Skills

Business Acumen, Constructive Debate, Escalation Management, Issue Management, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment, Stakeholder Management.

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Anticipated Posting Close Date:

Jun 17, 2026

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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