Wholesale Credit Portfolio Analyst – Assistant Vice President

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Job Overview

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The Portfolio Risk Analyst is a key member of the in-business credit risk function responsible for managing the credit risk of Citigroup’s wholesale and counterparty activities in the JANA and AS clusters. Working closely with individual business units and with the second-line risk management function, the Portfolio Risk Analyst is part of a specialized team overseeing the portfolio risk across multiple business units, through portfolio analysis, review, risk identification, measurement, reporting, monitoring, and stress testing in the JANA and AS clusters.

This role is responsible for working with various stakeholders, namely Portfolio Health Review, Early Warning Credit Management, Risk Appetite and Limits Management, Exception Management, Underwriting, 2LoD Risk and business partners, to review the exposure and credit risk mitigant (if available), identify emerging risks/portfolio vulnerabilities, and make recommendations to the stakeholders to mitigate the risk. The portfolio analyst will contribute to the regular portfolio reviews, ad-hoc deep dives, stress testing and on-going credit portfolio monitoring.

The ideal candidates for this role should have a strong understanding of credit risk management and credit risk mitigation, proficiency in risk management tools (Bloomberg, Python, SQL), familiar with different products across wholesale and counterparty credit risk, as well as excellent communication and organization skills. The candidate must be able to work independently and as part of a team, and be able to effectively manage multiple tasks and priorities in a fast-paced environment.

In this role, you’re expected to:

• Portfolio risk management: Responsible for the implementation of portfolio risk management strategies to manage the wholesale and counterparty credit risk portfolios.

• Risk assessment: Assess the risk associated with the portfolio within the JANA and AS clusters. This involves analyzing the credit quality of the portfolio, evaluating the exposures, assessing the credit risk mitigation, and implementing strategies to mitigate the risk observed in the portfolio.

• Risk metrics: Collaborate with the lines of business and other stakeholders to establish appropriate portfolio metrics, highlight exceptions to standard provisions and track the exceptions to closure.

• Reporting and Monitoring: Responsible for preparing and presenting portfolio reports to senior management and other stakeholders regarding the status of the portfolio health in the clusters and countries. This includes providing regular monitoring of portfolios performance highlighting key trends, and bring back recommendations from stakeholders to further discuss with the team.

• Automation: Utilize proficient Tableau, Excel, PowerPoint and programming (e.g. Phyton, R, Macros, etc.) skills to provide effective and efficient reporting and documentation, including dashboards and risk metrics.

• Projects: Participate in initiatives/projects relate to portfolio management from time to time. The role will require the candidate to actively participate in other ‘side’ projects from the global and regional teams.

• Stakeholder management: Work closely with stakeholders, such as business, regulators, and auditors, to ensure that portfolio management activities within the clusters are aligned with the needs and expectations of the stakeholders.

• Credit Risk Management: Experience in credit risk management and knowledge of the role of portfolio management

• Data: Expertise in querying and managing large data sets. Tableau experience is a strong plus

As a successful candidate, you’d ideally have the following skills and exposure:

• 6+ years relevant experience with Financial Services in wholesale banking, trading, structuring or credit risk management

• Fully conversant in credit policy and risk principles and perceived as a respected carrier of risk culture

• Proficient in programming and office automation tools to streamline workflows and enhance productivity

• Knowledgeable in banking regulations and their relevance to portfolio management

• Strong and impactful presentation skills

• Self-motivated, meticulous, and a quick learner

• Excellent communication, interpersonal and organizational skills

• Experience in engaging with technology partners is preferred

• Knowledge of Citi’s infrastructure is a plus

• Track record of engagement in complex regulatory affairs and leadership of regulatory-related projects is a plus

Education:

• Bachelor's degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Risk Management

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Job Family:

Portfolio Credit Risk Management

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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