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Commercial Real Estate Finance - Structurer, VP

Job Req Id:
25922087
Location(s):
London, England, United Kingdom
Job Type:
On-Site/Resident
Posted:
Nov. 19, 2025

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Job Overview

Legal structuring, negotiation of legal contracts, transaction execution and management, and other aspects in relation to the closing and syndicating of real estate debt transactions across EMEA

Job Background/context:

This role sits within the Commercial Real Estate Finance business team for EMEA

Key Responsibilities:

  • In-Business seat and role, within the Business team (with direct reporting into a senior Transaction Execution specialist) not Internal Legal
  • Assist senior and junior transactors in transaction document negotiation
  • Assist in the review of legal and structuring due diligence
  • Assist with preparation of credit memos and presentation of legal and structural aspects to credit committee.
  • Assist in discussions with client counterparts and advisers
  • Assist with syndication queries, transfer documentation and execution
  • Assisting with the drafting of short and long form term sheets
  • Interface with internal Legal team regarding business related legal risks
  • Involvement in syndication workstreams
  • Involvement in other ad hoc workstreams  

Development Value:

The role will provide a wide range of deal-making experience related to real estate finance, including balance sheet loans, syndicated loans, senior/mezzanine structures, intercreditor arrangements, warehouse financing, master repo facilities, loan on loan facilities, securitization including risk retention, and take-private / corporate special situations.  The role will also provide a high level of exposure to strategic global players in the industry and leading European law firms and will involve direct negotiation with Citi’s clients and counterparties.

Knowledge/Experience:

Mid-level associate experience (c. 3-4 PQE) in a banking or capital markets team of a silver/magic circle law firm with Lender-side experience on commercial real estate finance transactions.

Skills:

  • Experience in European structured credit / real estate finance transactions
  • Strong computing and numeracy skills required
  • Strong interpersonal and communication (written and spoken) skills
  • Self-motivated and a strong work ethic
  • Ability to multi-task and meet short deadlines
  • Ability to manage stressful situations and heated discussions in a calm, professional, diplomatic and focused manner

Qualifications:

University degree or similar, and above including requisite legal specific qualifications (i.e. LPC) and current Practicing Certificate

Competencies:

•         Planning and Organisation

•         Adaptability

•         Building Relationships (internal and external)

•         Commercial Awareness

•         Communication (written and oral)

•         Decision Making and Judgement

•         Integrity and Professionalism

•         Time Management

Candidates applying for this role must be aware that it is a Certified Role, subject to the FCA and PRA Certification Regime.

The Certification Regime is one element of the Individual Accountability Regime which came into effect on 7 March 2016. 

Under the Certification Regime, Citi UK regulated entities (Citi entities) must ensure that employees working in certain roles categorised as specified significant harm functions (Certified Roles) are assessed as fit and proper to carry out their role. 

Under the guidance provided by the FCA and PRA, firms should have regard to the following when assessing fitness and propriety:

  • Honesty, integrity and reputation

  • Financial soundness

  • Competence and capability

In order to comply with the requirements of the Certification Regime, Citi entities must take reasonable care to ensure that an employee does not perform a Certified Role without first being certified as Fit and Proper. For this reason, you will be assessed for this role against the Fit and Proper requirements, as described above.

This assessment will be carried out through extensive interviews, self-disclosures, permitted criminal record checks, regulated reference checks, credit checks and other background screening checks.

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Job Family Group:

Institutional Trading

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Job Family:

Structuring

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

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