Associate Banker

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Job Overview

Job Background/context:

Citi Private Bank, one of the largest private banking businesses in the world, provides professional wealth management services for 26,000 clients globally, including a third of the world’s billionaires, operating in 60 offices in more than 30 countries.

Citi Private Bank offers unmatched global reach, coupled with a full range of portfolio management and investment advisory services, an array of structured lending and banking services, as well as expertise from Citi's Markets and Banking division.

Citi Private Bank is dedicated to helping clients meet their financial needs and goals. We serve them as a true financial partner and trusted advisor.  Our experienced professionals serve the needs of wealthy families, individuals, and entrepreneurs. 

The Associate Banker will provide excellent client service in partnership with the Private Bankers to Ultra High Net Worth Individuals (UHNWI). The role offers significant growth opportunities, enhancing expertise in managing UHNW clients, while gaining advanced knowledge in financial products and services and regulatory requirements. The role provides a unique opportunity to be part of a dynamic team and learn from experienced and successful bankers.

Key Responsibilities

Provide excellent client experience

• Exceed client expectations by thoroughly understanding their problems and providing creative solutions.

• Partner with Private Bankers and maintain close contact with clients to develop comprehensive understanding of client needs.

• Assist in executing specific account strategies, proposing solutions and negotiating standard transactions.

• Support the Private Bankers with prospecting activities and deepening of existing client relationships.

• Provide sales support to the Private Bankers and work closely with product specialists and transaction support teams to implement client decisions and ensure effective after-sales follow-up.

• Work with On-Boarding and Client Services teams to facilitate account opening, transactions, cash management, investments and liaise with clients to ensure the completion of required documentation.

Secure Compliance & Processing

• Ensure compliance with all legal and regulatory requirements.

• Appropriately assess risk when making business decisions and servicing clients, escalating, managing and reporting any risk or control issues.

• Maintain highest standards of confidentiality and trustworthiness in handling sensitive client information.

• Identify ways to streamline internal processes for greater efficiency.

• Monitor and adapt to changes in business processes and policies.

Requirements:

• Proven experience working in a Private Banker  support role

• Proven experience in a front office environment dealing directly with clients

• A professionally recognized banking based background in front office, investments and transaction management

• A sound understanding of processing within a complex systems environment

• Bachelor/University degree, Master degree preferred

• Strong client orientation with a commitment to providing excellent client service

• Solid knowledge of bank products and regulatory requirements with the ability to effectively manage risk and compliance-related situations

• Strong analytical and communication (written and verbal) skills

Candidates applying for this role must be aware that it is a Certified Role, subject to the FCA and PRA Certification Regime. 

The Certification Regime is one element of the Individual Accountability Regime which came into effect on 7 March 2016.  

Under the Certification Regime, Citi UK regulated entities (Citi entities) must ensure that employees working in certain roles categorised as specified significant harm functions (Certified Roles) are assessed as fit and proper to carry out their role.  

Under the guidance provided by the FCA and PRA, firms should have regard to the following when assessing fitness and propriety: 

• Honesty, integrity and reputation 

• Financial soundness 

• Competence and capability 

In order to comply with the requirements of the Certification Regime, Citi entities must take reasonable care to ensure that an employee does not perform a Certified Role without first being certified as Fit and Proper. For this reason, you will be assessed for this role against the Fit and Proper requirements, as described above. 

This assessment will be carried out through extensive interviews, self-disclosures, permitted criminal record checks, regulated reference checks, credit checks and other background screening check

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Job Family Group:

Private Client Coverage

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Job Family:

Private Banker Support

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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