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Credit Initiation Manager

Job Req Id:
25909929
Location(s):
Lodz, Łódź Voivodeship, Poland
Job Type:
Hybrid
Posted:
Oct. 06, 2025

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Job Overview

The Credit Initiation Manager is an intermediate management level position responsible for providing full leadership and direction to a Mortgage Monitoring and Operational team of employees. The overall objective of this role is to ensure operational and financial threats to the company are minimized by determining the processes that can be run without undue risk.

Responsibilities:

  • Manage Mortgage Monitoring and Operational teams within Credit Initiation Department including Supervisors and support staff in various roles
  • Managing operational processes for mortgage loans. Mortgage data analysis and information regarding data occurring within the scope of responsibility, disclosure, and trend analysis
  • Managing the outcome of business objectives and proactively responding by implementing necessary actions to enable or facilitate their achievement, often in consultation and collaboration with other external units (product/sales/risk)
  • Analyze and resolve problems and troubleshoot discrepancies, and provide evaluative judgement based on information analysis
  • Manage staffing requirements to meet operational needs and contribute to budget planning, policy formulation and capacity planning
  • Coach and motivate staff, ensure staff development, manage performance, and make recommendations for appropriate personnel actions
  • Appropriately assess risk when business decisions are made. Ensures the implementation of quality standards and timely process delivery within bureau
  • Manage projects and ensure team deliverables and determine and develop new work procedures

Qualifications:

  • 5-8 years of experience in a related role or similar operational one
  • Intermediate to senior level experience with commensurate people management experience preferred
  • Demonstrated ability to resolve issues utilizing in-depth disciplinary knowledge of concepts and procedures
  • Consistently demonstrates clear and concise written and verbal communication
  • Bachelor’s degree/University degree or equivalent experience
  • Fluent English both in speaking and writing

Your personal data will be administered by Bank Handlowy w Warszawie S.A. with its registered office in Warsaw, ul. Senatorska 16. The Bank carries out the processing of your personal data first of all to conduct the recruitment process in which you participate, i.e. in the scope specified in Article 22(1) of the Labour Code (Article 6(1)(c) of the GDPR). You are entitled to: access your personal data, rectify them, erase them, restrict their processing, transfer your data and object to their processing. More detailed information is available at the website:BankHandlowyPolandPrivacyNotice
Please read the information about internal reports procedure – Whistleblowers Protection Act:BankHandlowyPolandWhistleblowersProtectionAct

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Job Family Group:

Operations - Services

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Job Family:

Credit Initiation

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

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