Credit Risk Second Line of Defense Sr. Analyst Assistant Vice President

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Job Overview

Wealth brings together the full power of Citi to serve the entire continuum of clients, from affluent to ultra-high net worth to family offices. Through our three business lines — Citigold, Citi Private Bank and Wealth at Work — we work with clients to build their wealth through expert investments insights and solutions and our deposits and lending platforms. The Wealth Credit Risk Sr. Analyst is a second line of defense role supporting key credit risk activities for the Americas cluster credit portfolios including credit review and approvals, portfolio monitoring, and related risk governance. The ideal candidate will have prior credit risk experience, provide credible challenge, be eager to learn and grow within the organization, be able to problem solve, work on special projects, engage with cross-functional teams, and thrive in a fast-paced environment.

Key Responsibilities

• Engage with Wealth Business to understand credit requests, perform review and credible challenge, and provide recommendation for credit approvals.
• Collaborate on portfolio monitoring activities in the Americas cluster, including ongoing review of key risk metrics, understanding drivers, identifying trends and data quality issues, and engaging with various groups responsible for remediation.
• Support Risk Managers in the oversight activities, including portfolio reviews, special projects, review of product metrics, among others.
• Operate under the risk governance framework, adhering to policies and standards applicable to Wealth when performing the job function.
• Work together with subject matter experts in the flow of credit data attributes in downstream credit and reporting systems and use knowledge to drive change.
• Provide financial analysis, risk assessment and analytical support for specific projects across Wealth Risk Americas and globally.
• Communicate any potential risks to senior management, providing regular updates about the status of their Reviews.
• Assist with ad-hoc Senior Management needs, including data aggregation and presentations.
• Work in partnership with the Business, while maintaining an independent and holistic risk perspective of the assigned portfolio.

Key Qualifications

• 5-8 years of relevant experience. 
• Bachelor's/University degree or equivalent experience.
• Advanced technical knowledge within a specific business area, including familiarity with credit risk processes, standards, and opportunities for improvement.
• Advanced interpretation and analysis abilities related to financial statements and indicators.
• Advanced knowledge of Excel, knowledge of Tableau would be a plus.
• Proven knowledge of credit risk measures and basic accounting would be a plus.
• Ability to analyze data and present conclusions.
• Strong communication skills to clearly convey complex information to a variety of audiences.
• Proficiency in conducting comprehensive financial analysis, detecting potential risks, and initiating appropriate measures.
• Demonstrated ability to prioritize and remain organized in a fast-paced environment.
• Good team player and excellent work ethics.
• Proven organizational & interpersonal skills.

Development Value

• Develop as a credit officer in the Wealth Risk organization.
• Opportunities to participate in strategic initiatives with high impact to overall Business.
• Overall exposure to the Wealth Lending Products offered in Wealth.
• Improved leadership and communication skills.

Education: 

Bachelor's/University degree or equivalent experience

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Job Family Group:

Risk Management

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Job Family:

Portfolio Credit Risk Management

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Time Type:

Full time

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Primary Location:

Fort Lauderdale Florida United States

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Primary Location Full Time Salary Range:

$90 080,00 - $135 120,00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Analytical Thinking, Credible Challenge, Governance, Monitoring and Evaluation, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

ene 10, 2026

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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