Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

The Loan Doc & Proc Intermediate Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

Individual must be accountable, ethical, results oriented, trustworthy, and credible.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Responsibilities:

• This role will manage preparing and reviewing loan documentation while providing support to a variety of tasks related to the loan process
• Activities will include independently processing and closing loans within a complex loan operations environment
• Involves in providing day-to-day loan transactional processing which may include booking cash transactions and making payments, performing loan reconciliations, input of general ledger entries and (complex) calculations
• Possible interaction with other counterparties around positions and outstanding balances/claims
• Supports an expansive and/or diverse array of products (risk and control) /services.
• Follows established procedures to identify and resolve problems related to loan documentation/processing activities that require investigation or research.
• Make recommendations to management to support process improvement.
• Resolves problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents.
• Designs and analyzes moderately complex loan documentation reports to satisfy management requirements, support/control activities, and the launch of products/services.
• Makes evaluative judgments based on the analysis of factual information and provides assistance in the implementation of loan documentation process improvements.
• Minimizes risk to the bank through increased knowledge of procedural requirements - understands and monitors errors to suggest solutions to reduce errors, and to adhere to audit and control policies. Often related, but not limited to loan documentation processes.
• Timely management and escalation of all requests and issues related to loan processing
• Has direct interaction with external customers to disseminate or explain information
• Demonstrates an intermediate level of understanding of products and processes, and of how duties relate/integrate with others in the team and closely related teams
• Demonstrates an excellent knowledge of Bank related systems
• Utilizes communication, interpersonal and diplomacy skills to interact with colleagues and stakeholders, and to exchange potentially complex/sensitive information, while being sensitive to audience diversity
• Individuals at this level exhibit executional capabilities
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2 - 5 years relevant experience
• Reasonable knowledge of Business Processes, Systems and Tools used in the Loan Process
• Demonstrate understanding of Loan Processes, Procedures, Products and Services
• Awareness of managing, preparing, and reviewing loan documentation
• Adequate ability to identify, mitigate, manage, resolve, and escalate risks and issues
• Awareness of risk types, policies and control measures and processes
• Comply with applicable laws, rules, and regulations, and adhering to Policies

Education:

• Bachelor’s/University degree or equivalent experience

Principales Funciones y Responsabilidades

      Participar en la definición de los proyectos a desarrollar en los sistemas de crédito empresarial, requeridos por las diferentes áreas involucradas en el proceso de crédito empresarial, de Organismos Oficiales y Gubernamentales.

      Analizar los impactos operativos en la funcionalidad de los sistemas, vigilando que se apeguen a las Normas y Políticas establecidas.

      Revisar el documento Especificación del Trabajo Solicitado “ETS”, elaborado por Ingeniería de Sistemas, que se encuentre dentro las especificaciones requeridas.

      Revisar el documento Productos de la Planeación “PDP”, elaborado por Ingeniería de Sistemas, que se encuentre dentro de los parámetros especificados, en caso de que el proyecto lo requiera.

      Revisar el documento de Análisis elaborado por Ingeniería de Sistemas, que se encuentre dentro de las especificaciones detalladas acordadas.

      Elaborar junto con las áreas involucradas en el proyecto, el Plan de Pruebas.

      Elaborar junto con las áreas involucradas en el proyecto, el Script de Pruebas.

      Probar que el desarrollo realizado por Ingeniería de Sistemas en el sistema esté dentro de los parámetros y especificaciones definidas, vigilando que no haya afectación en la demás funcionalidad del sistema. El avance de las pruebas y las desviaciones encontradas, diariamente se deberá estar reportando mediante una bitácora de pruebas, a todas las partes involucradas.

      Una vez que se cumpla el punto anterior, deberá de otorgar su aprobación enviando un correo electrónico de que las pruebas fueron satisfactorias, a todas las áreas involucradas.

      Elaborar un comunicado o de ser necesario la mecánica operativa de la nueva funcionalidad del sistema, enviándose a las entidades operativas afectadas.

      Al siguiente día de su liberación a producción el nuevo desarrollo, dar seguimiento de su correcta implantación y operación, mediante monitoreo a las entidades operativas afectadas.

      Asesorar y aclarar dudas y problemas que se presentan en la operación diaria de los sistemas de crédito empresarial.

      En base a la magnitud del proyecto y de ser necesario, capacitar a las entidades operativas de cómo debe de operar la nueva funcionalidad del sistema.

      Analizar y reunir todos los antecedentes necesarios de los problemas que se presentan como falla en los sistemas de crédito empresarial.

      Una vez reunido todos los antecedentes, se los envía a Ingeniería de Sistemas, dándole seguimiento hasta su solución y corrección.

El responsable acepta que conoce y entiende las Funciones, Responsabilidades y Políticas inherentes a su puesto, así como Normas y Políticas Institucionales como a continuación se mencionan:

Política de Seguridad de la Información.

Política de Compliance.

Política de “Lavado de Dinero”

“Código de Conducta”

GCIB Credit (Manual de Crédito Corporativo)

NIVEL C11

------------------------------------------------------

Job Family Group:

Operations - Transaction Services

------------------------------------------------------

Job Family:

Loan Documentation and Processing

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Most Relevant Skills

Please see the requirements listed above.

------------------------------------------------------

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.