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Payment Modernization – Java Application Developer with Payments Domain Experience - C11 - CHENNAI

Job Req Id:
25891733
Location(s):
Chennai, India
Job Type:
On-Site/Resident
Posted:
Aug. 05, 2025

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Job Overview

The Applications Development Intermediate Programmer Analyst is an intermediate level position responsible for participation in the establishment and implementation of new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to contribute to applications systems analysis and programming activities.

Responsibilities:

  • Utilize knowledge of applications development procedures and concepts, and basic knowledge of other technical areas to identify and define necessary system enhancements, including using script tools and analyzing/interpreting code
  • Consult with users, clients, and other technology groups on issues, and recommend programming solutions, install, and support customer exposure systems
  • Apply fundamental knowledge of programming languages for design specifications.
  • Analyze applications to identify vulnerabilities and security issues, as well as conduct testing and debugging
  • Serve as advisor or coach to new or lower level analysts
  • Identify problems, analyze information, and make evaluative judgements to recommend and implement solutions
  • Resolve issues by identifying and selecting solutions through the applications of acquired technical experience and guided by precedents
  • Has the ability to operate with a limited level of direct supervision.
  • Can exercise independence of judgement and autonomy.
  • Acts as SME to senior stakeholders and /or other team members.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Technical Proficiency:

  • Strong Experience in systems design and development of software applications
  • Strong experience to Java, Spring Framework, Spring Boot, Kafka, MQ, Micro-Service , Oracle, Mongo, Openshift, REST, Maven, Git,  JUnit, TDD, Agile, Strong knowledge on CI CD pipeline and exposure to system design with resiliency backed by observability .
  • Experience in Banking Payments Solution development and implementation in large banks. 
  • Experience in working with various Payments schemes, and Payments messaging formats such as ISO 8583, ISO 20022, and SWIFT MX messages is advantage
  • Having Python skills and GEN AI tools knowledge is plus
  • Be hands on the technologies and contribute to Design, Implementation and Pull Request with a good quality ensuring the adequate coverage of Unit Test, Code Coverage, lesser or no code smells fostering a good refactoring, scalability, and maintainability.
  • Stakeholder management and ability to liaise well with the Engineering, QA and Product/Business throughout the SDLC lifecycle.

Qualifications:

  • 6 + years of experience as a Software Engineer/Developer using Java, Spring, Spring boot, microservices,
  • Strong hands-on experience in Java, Spring boot, Kafka, Openshift, SQL/NoSQL tech stack.
  • 6+ years of experience with software engineering best practices (Junit testing, automation, design patterns, peer review, etc.).
  • Strong Experience in Object Oriented Principles using Java 17
  • Experience in Cloud-native development and Container Orchestration tools (Serverless, Docker, Kubernetes, OpenShift, etc.)
  • Exposure to Continuous Integration and Continuous Delivery (CI/CD) pipelines, either on-premise or public cloud
  • Hands-on working experience with Junit, Git, Jenkins, Maven.
  • Should have troubleshooting skills using debuggers, logs, etc.
  • Multiple years of experience with agile and iterative software delivery (SCRUM, Kanban)
  • Strong Proficiency in SQL Databases, MongoDB, Oracle, Data Analysis.
  • Exposure to event-driven design and architecture (i.e., Kafka, MQ, etc.)
  • Exposure to Security, Observability, and Monitoring tools (Grafana Prometheus, Splunk, ELK)
  • Work proactively & independently to address project requirements, and articulate issues/challenges with enough lead time to address project delivery risks.
  • Code reviews, test case reviews, and ensure code developed meets the requirements
  • Good knowledge of industry practices and standards
  • Consistently demonstrates clear and concise written and verbal communication
  • Python scripting experience & Experience with AI tools is added advantage

Role Responsibilities:

  • Part of Payment modernization for the bank to develop and migrate payment applications on the modernized enterprise application platform.
  • Design, implement, and deploy software components and solve difficult problems generating positive feedback.
  • Able to work independently and with team(s) to deliver software product successfully.
  • Lead deliveries that are consistently of high quality (secure, testable, maintainable, low-defects, efficient, etc.) and incorporate best practices.
  • Review design and code.
  • Focus on operational excellence, constructively identifying problems, identifying and building solutions, taking on projects that improve software, making it better and easier to maintain.
  • Make improvements to development and testing processes.

Education:

  • Bachelor’s degree/University degree or equivalent experience


This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Technology

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Job Family:

Applications Development

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

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