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Credit Risk Operations Analyst

Job Req ID 24777173 Location(s) Budapest, Hungary Job Type Hybrid Job Category Operations - Services

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Credit Risk Management Services (CRMS) serves as a critical component of our First Line of defence for wholesale and counterparty credit risk management and is a first line organization that is part of Institutional Credit Management (ICM) under ICG Business. CRMS works through the challenges of the Wholesale Credit Risk Lending processes with the aim of transforming the credit risk process flows including but not limited to credit facility management, legal documentation, collaterals, and risk reporting. The scope of responsibilities and scale of this team will evolve over time to continue to meet our needs. Importantly, ICM (CRMS) will coordinate with credit management groups across ICG businesses to ensure full alignment on business and regulatory goals, as well as consistency and best practices where appropriate.

CRMS covers the following areas:

Credit Risk Approval Controls
Credit Risk Reporting
CRMS Controls and Data Quality
Credit Documentation Review

This role sits within the new created global Institutional Credit Management (ICM) business within ICG which has been established with the objective to provide an integrated “end-to-end” credit underwriting, identification, measurement, management and monitoring for wholesale credit businesses across the enterprise.

Responsibilities:

Maintain relationship and facility data in credit systems;
Input data accurately to various ancillary credit operating systems;
Follow established procedures to ensure compliance with credit requirements
Review and understand DQ (Data Quality) reports and take the appropriate action, when needed
Receive support/collateral and credit documentation and record them in the systems;
Ensure covenants, collateral, pledged notes are monitored and required follow-ups are addressed
Monitor intraday exposures in credit check systems within set time frame and compliance with credit policy and internal procedures;
Take active part in projects regarding system implementations;
Escalate potential issues to senior level (within the chain/support teams)
Work with other teams in identifying potential gaps and ensure the smooth operations

Requirements:

Bachelor’s/University degree or equivalent experience
0-3 years relevant experience
Clear and concise written and verbal communication skills
Proficiency in Microsoft Office with an emphasis on MS Excel
Good analytical and problem solving skills
Preferably Credit risk and product knowledge
Knowledge of English and Hungarian language

Benefits

We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well.

We’ll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and allow you to choose which benefits suit you and your personal life best.

Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
Flexible work arrangements to support colleagues’ in managing work - life balance
Continuous career progression opportunities across geographies and business lines
Inclusive and friendly corporate culture
Socially active employee communities with diverse networking opportunities
Competitive compensation package with a wide range of benefits:
- Cafeteria Program
- Home Office Allowance - for colleagues working in hybrid and remote work models
- Paid Parental Leave Program - maternity leave and paternity leave
- Private Medical Care Program and onsite medical rooms at our offices
- Pension Plan Contribution to voluntary pension fund
- Group Life Insurance
- Employee Assistance Program

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Job Family Group:

Operations - Services

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Job Family:

Credit Maintenance

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Time Type:

Full time

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Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

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