Credit Portfolio Senior Analyst

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

This role is part of the Third Party Credit Risk Group which focuses on reviewing, challenging and approving Financial Risk Assessments and Credit Approval Memos, and monitoring the portfolio to identify potential deteriorations in a third party’s financial performance and ability to perform their contractual obligations to Citi.

Responsibilities: 

• Provide review, challenge, and approval of Credit and Financial Performance Risk assessments of both prospective and existing third-party relationships, including analyzing companies, industries, financial viability, Citi's contingent risks and contract protections.

• Conduct annual and/or quarterly reviews of Third Parties involved in critical activities for Citi. Work with Citi Business units to establish effective action plans and contract language that mitigate Citi's risk.

• Execute appropriate controls for in-scope third party relationships for Citigroup globally.

• Assess quality of assigned portfolios, including identification and evaluation of emerging risks.

• Provide autonomous assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios.

Qualifications: 

• 5+ years of work experience, preferably in financial and/or credit analysis.

• Knowledge of credit risk measures and basic accounting.

• Commercial credit experience, including analyzing corporate financial statements.

• Ability to analyze complex data, prioritize critical information, make informed decisions and present conclusions.

• Excellent interpersonal and communication skills, including the ability to articulate ideas clearly and adapt communication styles to suit different audiences.

• Ability to prioritize and remain organized in a fast-paced environment.

• Good team player and excellent work ethics.

• Third party management experience would be a plus.

• Experience with interacting with senior management, regulators, internal and external audit would be a plus.

• Experience with internal risk / finance reporting systems (Optima, CitiRisk), system flows, data attributes would be a plus.

By joining Citi Hungary, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive compensation package and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well:

• Cafeteria Program

• Home Office Allowance (for colleagues working in hybrid work models)

• Paid Parental Leave Program (maternity and paternity leave)

• Private Medical Care Program and onsite medical rooms at our offices

• Pension Plan Contribution to voluntary pension fund

• Group Life Insurance

• Employee Assistance Program

• Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed

• Flexible work arrangements to support you in managing work - life balance

• Career progression opportunities across geographies and business lines

• Socially active employee communities with diverse networking opportunities

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day.

We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

#LI-KS3

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Job Family Group:

Risk Management

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Job Family:

Portfolio Credit Risk Management

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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