Senior AML Program Assessment Compliance Analyst

The AML Program Assessment (PA) team acts as the key AML contact for the TTS businesses for Foreign Correspondent Banks (FCB) and Payment Intermediaries (PI) and is primarily responsible for ensuring the timely and effective review, management, identification and escalation (where required) of AML risk as related to our FCB& PI client’s AML Programs, controls and activity. PIs include Money Services Businesses (“MSBs”), Mobile Network Operators (“MNOs”), eMoney and eWallet providers, Prepaid sellers and providers, Payment Service Providers (“PSPs”) and Third Party Payment Processors (“TPPPs”) including FX Providers/Brokers. The rapidly evolving payment intermediation industry presents emerging Money Laundering/Terrorism Financing and Sanctions risks and warrants a solid understanding that will be a critical requirement of this role.

As part of their review, the team is responsible for ensuring that appropriate levels of due diligence and Know Your Customer (KYC) checks are conducted on FCB & PI relationships in line with relevant regulatory standards and for AML and regulatory training in regards to all FCB & PI relationships located across the relevant region and representation of AML in all relevant FCB & PI related forums. Additionally, the team undertake transaction analysis of these high-risk client accounts to confirm usage in line with client profile.

What you'll be doing:

• Review of the FCB & PIs AML Program controls and identification of any concerns or weaknesses that may expose Citi to an unacceptable level of AML risk

• Finalize/Review Periodic Transaction Reports, which includes identifying unusual/suspicious Red Flags, validating Negative Media, and analysing High-risk activity flows.

• Full ownership of this process from start to finish is expected, including coordination of client interactions, follow up for client responses, acquisition of required information from internal stakeholders, etc. culminating in a written assessment of client AML program, including escalations as necessary.

• Engage and interact with customers, as and when required

• Assist with ad-hoc projects to improve processes.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behaviour, conduct and business practices, and escalating, managing and reporting control issues with transparency.

• Additional duties as assigned.

What we'll need from you:

• Substantial relevant experience

• General and broad understanding of key AML and reputational risks, including PEPs, Sanctions, A B&C.

• A solid understanding of payment intermediaries, cash management products and correspondent banking.

• Consistently demonstrates clear and concise written and verbal communication

• Ability to work simultaneously with multiple conflicting priorities, timelines and stakeholders.

• Excellent judgment and assessment skills; proactively employs personal curiosity to identify and research parties using a risk-based approach.

• Excellent interpersonal and team-building skills.

• Self-motivated and detail oriented

• ACAMS certification is an advantage.

• Prior experience with transaction-based KYC reviews is an advantage.

Education/Qualifications:

• AML Certification required

• Consistently demonstrates clear and concise written and verbal communication

• Proven analytical skills

• Bachelor’s degree/ University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

What we can offer you:

We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well.

By joining Citi Belfast, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as:  

• Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure

• A discretional annual performance related bonus

• Private medical insurance packages to suit your personal circumstances

• Employee Assistance Program 

• Pension Plan

• Paid Parental Leave

• Special discounts for employees, family, and friends

• Access to an array of learning and development resources

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day.  We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.