Credit Portfolio Sr Analyst - C12 - MUMBAI

The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Qualifications:

• 8+ years of relevant work experience.
• Incumbents work with large and complex data sets (both internal and external data) to evaluate, recommend, and support the implementation of business strategies

• Identifies and compiles data sets using a variety of tools (e.g., SAS, SQL, Access) to help predict, improve, and measure the success of key business to business outcomes
• Responsible for documenting data requirements, data collection / processing / cleaning, and exploratory data analysis; including but not limited to data visualization techniques
  • Experience in SAS, SAS/Stat, SQL is a must. Any Certifications are an advantage.
  • Enterprise experience working with Digital, Big Data mining tools and technology is an advantage.
  • Experience with end-to-end project or process management.
  • Experience working in a large, sophisticated credit granting organization with major credit card, financial services, retail or consulting business a plus.
  • Excellent quantitative and analytic skills and data-driven mindset; ability to derive patterns and formulate sound analytical constructs to test different hypothesis
  • Hands-on experience working with large datasets; strong programming experience in SAS (must) and Big Data (Hadoop preferred).
  • Leverage technology and robust data management systems, statistics to support risk identification, measurement, and monitoring of production data and attributes.
  • Excellent knowledge of Credit cards and use of Bureau data in Credit Underwriting.
  • Effective in partnering with cross-functional teams and creating/sustaining network of strong client relationships.
  • Experience working with Python & R is a plus.
  • Ensure robust data management practices to support accurate and reliable risk assessments, including data collection, storage and analysis.
  • Excellent communicator with strong written and verbal communication skills; ability to create and deliver compelling presentations, translating complex material into narrative suitable to a variety of audiences.
  • Solutions-oriented “can do” attitude, with ability to challenge status-quo and drive innovation via thought leadership while maintaining end-to-end view.
  • Ability to prioritize work and make decisions independently with limited guidance from management.
  • Extremely detail-oriented, with strong; intellectual curiosity. Ability to set and meet high standards.

Education:

• Bachelor's degree/University degree or equivalent experience

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