Banamex/ Analista de Autorización de Crédito Hipotecario/ Credit Initiation Specialist - C05 - Ciudad De Mexico

The Credit Initiation Specialist is an entry level position responsible for assisting in assessing the ability of individuals, companies and institutions to meet the demands of loans, agreements and extended obligations in coordination with the Operations - Services team.The overall objective of this role is to minimize threats to the company by determining the terms or level of credit that can be granted without undue risk.

Responsibilities:

• Apply a higher credit authority limit, credit limits may vary depending on the country
• Support an expansive and/or diverse array of products/services under little to no direct supervision
• Ensure the quality of the tasks or services provided
• Apply understanding of how assigned duties contribute to the work of the team/unit
• Apply understanding of how the units coordinate their efforts and resources to achieve the objectives of the function
• Apply working knowledge of technical and professional principles and concepts and in depth knowledge of team objectives
• Fulfilling the clients’ necessities while providing an exceptional client experience is the expected behavior from all our employees and it will be measured by specific metrics.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-4 years of experience in a related role
• Working knowledge of technical and professional principles and concepts
• In-depth knowledge of team objectives
• Must pass all local requirements from a policy standpoint to to analyze credit viability
• Must also attend all refresher courses as provided by credit policy to keep abreast of the same
• Consistently demonstrates clear and concise written and verbal communication
• Demonstrated ability to remain unbiased in a diverse working environment

Education:

• High School diploma or equivalent

Funciones

• Análisis y Dictaminacion de créditos Hipotecarios ingresados por sucursal o bien Canales Brockers
• Interpretación de buro de crédito.
• Validación de candados de seguridad de Identificación, comprobantes de domicilio y comprobantes de ingresos tales como son Estados de cuenta, Recibos de nómina, cuestionarios médicos, ingresos
• Interpretación de declaraciones anuales, estados financieros.
• Deteminar la línea de crédito
• Revision de Documentación Etapa 1 Crédito Hipotecario

Requisitos

• Experiencia en Intepretación de Búro de Crédito
• Conocimiento en sistemas internos ADMWIN32, ONDEMAN, PREST, Y BROWSE.
• Experiencia en anaislis de créditos (Ánalisis de ingresos Asalariados, personas físicas y morales, actas constitutivas, interpretacion de testimonios de escrituras
• Experiencia en base de datos
• Experiencia en revisión de documentos
• Experiencia en sistema Cronos deseable
• Habilidades de Capturia/ Analisis de Informacion
• Manejo de paqueteria Offices
• Conocimiento en interpretación de Buro de Crédito, Análisis de ingresos de Asalariados, personas físicas y morales.
• Experiencia en dictaminación de créditos.

Zoona de Trabajo

Alvaró Obregon

Horario L-V de 8 a 5/ disponibilidad de horario 

Licenciatura trunca o terminada en el área económica administrativa. Conocimiento en dictaminación de créditos, interpretación de buro de crédito, análisis de ingresos de personas asalariadas y de personas físicas como morales. Manejo de paquetería office. Trabajo bajo presión y tolerancia a la frustración, trabajo en equipo, toma de decisiones. Disponibilidad de horario.

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

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