Vice President- Credit Risk Officer (Philippines - Hybrid)

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here.  At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks.  We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning.  You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi

Institutional Credit Management (ICM) is a critical component of Citi’s First Line of defence for wholesale and counterparty credit risk management and works with Independent Risk teams to ensure best-in-class risk and controls, as well as client responsiveness. Key responsibilities of the group include credit analysis and approvals, documentation, risk identification, exposure monitoring and stress testing. ICM coordinates with credit management groups across ICG businesses to ensure full alignment on business and regulatory goals, as well as consistency and best practices where appropriate

We’re currently looking for a high caliber professional to join our team as Vice President, Credit Risk Officer - Hybrid (Internal Job Title: Credit Risk Officer - C13) based in Philippines.  Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future.  For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
• We empower our employees to manage their financial well-being and help them plan for the future.
• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
• We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.

ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization.  The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Banking and the firm’s lines of defense shared commitments to ensuring the safety and soundness of wholesale lending across ICG.

ICG Risk Analysis Underwriters (VP) are responsible for production of annual and quarterly review for High + Complexity relationships, new credit originations, or ad-hoc transactions. The role requires the person to be responsible for the continuous monitoring of their assigned relationships.  

This role has responsibility of performing independent, high quality fundamental credit analysis for the portfolio of designated regional or industry relationships and the role reports directly to the ICG Risk Analysis (IRAU) APAC Credit Risk Portfolio Manager.

In this role, you’re expected to:

• Working with various partners to support credit assignments across various portfolios and regions.
• Ensure ongoing and timely performance in credit analysis to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution.
• Partnership with applicable regional and industry stakeholders in BCMA, ICM Underwriting and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
• Support Global Head of ICG Risk Analysis and the ICM Underwriting CAO on internal projects and initiatives.
• Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
• Travel (less than 10%)​​​​​​​

As a successful candidate, you’d ideally have the following skills and exposure:

• Demonstratable financial services experience, including 5-7 years of credit experience in Banking, Credit Risk Management or equivalent credit experience.
• In-depth knowledge of Wholesale Credit Processes and organizational awareness including ICM functions, covered portfolios, and processes.
• Strong knowledge of Citi Wholesale Credit Risk Polices and ICM/UW procedures, as well as sound understanding of Citi’s systems.
• Credit Officer (CO) or demonstrating the skills aligned with that designation.
• Impeccable and thorough knowledge of Citi´s systems
• Experience in preparing presentations for seniors.
• High awareness and adherence to the control environment including Quality Assurance and Quality Control
• Strategic orientation to ensure the ICM Underwriting organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi
• Demonstrated record of handling highly complex annual reviews, challenging credits (e.g., cross-over credits), or episodic transactions
• Highly effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority.
• Ability to work independently with minimal comments from the Portfolio Manager and the stakeholders.
• Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision.
• Sound written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority.
• Excellent verbal & written communication skills. Active listening skills. 
• Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
• Intermediate Microsoft Office (Word, Excel, and PowerPoint) skills

Education:

• BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com/dei

------------------------------------------------------

Job Family Group:

------------------------------------------------------

Job Family:

------------------------------------------------------

Time Type:

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting