Risk Policy Senior Analyst- Hybrid

Background & Position Overview:

This position is within the US Consumer Recovery Risk team. The Recovery Risk team’s mission is to assist delinquent or charged-off customers to bring their account current or fairly resolve their debt. The Recovery Risk team owns strategy and policy and partners closely with the Operations and Technology teams for the implementation and monitoring of the strategies. Through this partnership, the members of the team have a good opportunity to implement new strategies and see tangible impacts of their work to assist customers.

Key Responsibilities:

• Recommend new recovery strategies that will reduce losses
• Optimize treatments applied to accounts across recovery stages to ensure business objectives are realized while maintaining strict adherence with regulatory guidance and policy
• Hypothesis development, analysis, test design, champion challenger analysis to improve strategy effectiveness
• Identify new opportunities to improve efficiency in Collections and Recovery
• Responsible to track performance and communicate results to management
• Analyze tests and performance using SAS/SQL, Teradata.  Conduct P&L analysis
• Identify areas to reduce cost of Collections and Recovery business areas without negatively impacting performance
• Collaborate with Operations to execute strategies, validate execution and report status
• Partnering with others (both inside & outside the team) to implement and assess strategy changes
• Provide simple, concise and clear communications of complex data trends and analyses to senior management
• Provide support for regulatory exams, internal audits & reviews

Qualifications:

• 5 to 8 years of experience
• Four-year degree in Statistics, Economics, Engineering, Finance, Mathematics, or a related quantitative field. Graduate degree is highly desirable.
• 2 years credit risk management or analytics experience is preferred, but not required
• Proficiency in data extraction, transformation, analytics along with application of statistics for inferences using large datasets
• Intermediate proficiency in at least one of the following statistical software packages: SAS (preferred), SPSS, Statistica, S+ or some equivalent or R/ R Studio
• Experience with Teradata, SQL programming in a UNIX environment
• Ability to establish solid cross-functional partnerships and networks to contribute and execute cross-functional and business initiatives
• Outstanding communication and presentation skills, excellent interpersonal skills, thought leadership and should be comfortable working with ambiguity
• The successful candidate should have demonstrable analytic and project management skills

------------------------------------------------------

Job Family Group:

------------------------------------------------------

Job Family:

------------------------------------------------------

Time Type:

------------------------------------------------------

Primary Location:

------------------------------------------------------

Primary Location Full Time Salary Range:

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

------------------------------------------------------

Anticipated Posting Close Date:

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting