Credit Portfolio Intermediate Analyst

Wealth Credit Management (WCM) at Citi is a business line that provides integrated end to end credit underwriting, transaction, and portfolio management in partnership with all the origination businesses of the Private Bank and Wealth Management of Citi. We are looking to hire an experienced professional for the Credit Process Management Team within Loan Product and Transaction Management in the WCM organization.

CPM provides an independent and comprehensive Quality Control at the credit approval stage to ensure data accuracy, regulatory, and policy requirements as well as wealth product program specifics are followed and addressed appropriately. This team works closely with Underwriters and Team Heads to facilitate a seamless credit process and mitigate several risks.

In this role, candidate will have the opportunity to learn, expand their knowledge, and make a difference in the organization.

Key Responsibilities:

• Ensure compliance with all laws and regulations as well as Citi’s Policies and Product Programs impacting the Business

• Review credit, regulatory & policy driven data attributes in the credit system

• Ensure loan parties are KYC complaint prior authorizing facility

• Verify credit memo information and data captured in credit system for consistency

• Ensure appropriate approval levels are obtained and captured

• Authorize credit facility approvals and modifications in the regional system

• Ensure compliance of local regulatory documentation/information prior to the facility authorization

• Lead projects and provide valuable input with various working groups created to enhance performance and efficiency

Requirements:

• Prior experience in working in a control function, credit management or banking/client service role in a large financial institution is preferred

• Experience collaborating with Underwriters

• Knowledge of Citibank’s Credit Policies, Wealth Product Programs, and Citi policies

• Knowledge of loan products

• Understanding of Credit Memo

• Understanding of KYC and AML policies

• Understanding of regional and local regulations. Knowledge of Swiss local laws - beneficial

• Familiarity with loan documentation structure

• Strong initiative and interactive approach to problem solving

We offer:

• Competitive salary connected with annual salary review and discretionary annual performance bonus

• Social benefits (private healthcare, award winning pension scheme, multisport, life insurance, holiday allowance, anniversary program, competitive maternity, and paternity scheme)

• Hybrid model of work – from modern offices and from home, flexible working hours

• Working in a friendly, dynamic, supportive, and diverse environment – including multiple affinity and social networks & voluntary activities to engage with

• Structured onboarding process and extensive training offering (e.g. including Udemy, Degreed)

• Opportunity to have an influence on the way you perform your tasks - our teams are constantly looking for new and better ways and we encourage all improvement ideas

• Unlimited development opportunities within Citi global network.

• Exposure to a wide range of internal stakeholders as well as to senior management

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