AVP, Credit Portfolio Sr. Analyst (Credit Abuse)-Hybrid

The Credit and Portfolio Risk Analyst will play a critical role in developing Credit Abuse, Bustout and Payments Risk strategies. The individual will use analytical tools to drive end to end solutions to mitigate exposure risk from new acquisitions and ECM credit abusers. The ideal candidate will be a critical thinker that will be able to drive end-to-end strategy changes using analytics with minimal supervision. He/She should work well as a team and interact closely with cross-functional partners to execute these strategy changes.

Core Responsibilities of this role:

• Understand and optimize Credit abuse risk management by analyzing trends in the data  
• Hands on experience with Data analytics and ability to lead the analysis into actionable business solutions        
• Perform Transaction, payment level analytics to make informed decisions impacting Credit Abuse  
• Strong quantitative aptitude and advanced skills in Excel, SAS, SQL and/or other analytical/data mining tools. Experience with a modeling package such as SAS E Miner is a plus. 
• Understand underlying business policies, operational processes and how these can be exploited by credit abusers
• Analyze, understand and summarize the business problem and proposed solution for senior management

Qualifications:

• 2-4 years of experience in credit card risk management or equivalent experience preferably in financial services industry
• Good business acumen and the ability to connect analytics with business decisions.
• Proven ability to apply credit risk principles to achieve business priorities
• Team player and comfortable presenting work to peers, cross functional businesses & senior management. 
• Collaborate closely with internal risk team, operations, fraud, execution 
• Demonstrated analytical, interpersonal and organizational skills

Education:

• Bachelors Degree is required in Statistics, Mathematics, Economics, Engineering or a similar quantitative discipline with related work experience or Master's degree preferred 

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In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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