USPB FP&A Lead

Citi US Personal Banking (USPB) includes Branded Cards and Retail Services, with proprietary credit card portfolios (Value, Rewards and Cash) and co-branded card portfolios (including Costco and American Airlines) within Branded Cards, and co-brand and private label relationships within Retail Services (including, among others, The Home Depot, Best Buy, Macy’s and Sears). USPB also includes Retail Banking, which provides traditional banking services to retail and small business customers.

The USPB FP&A Lead has responsibility for managing financial information, reporting and analytics across the business and is responsible for supporting financial objectives anchored on sound financial criteria, driving strategy in close partnership with the business and functional areas globally.

The role requires a strong analytical approach to client, product, and financial strategy together with leadership skills that significantly rely on building strong partnerships to execute business and financial plans in a systematic, measurable, and effective way. The ideal candidate should demonstrate proven ability to work together with multiple stakeholders across USPB, Finance, Functions, Operations and Technology. The candidate must be able to work effectively in a cross-functional environment without close supervision and with colleagues who may not be in the same geographic location. The USPB FP&A Lead reports to the Head of Business and Corporate FP&A and matrix reports into the USPB Chief Finance Officer.

The USPB FP&A team supplies the CFO, Heads of the various businesses and other senior management (USPB Leadership, Global Head of FP&A, CFO, CEO etc.) with analysis and insight into USPBs' financial results and projections. The candidate will have regular interactions with both the USPB CFO and CEO where he/she is expected to provide technical insight and be sufficiently independent to challenge their opinions when they are not in line with forecast/rising trends. Through this analysis, he/she will facilitate decision making to drive performance and strategy of products and functions, and also for use with external analysts, regulators and investors. Deliverables include, but are not limited to, monthly performance analyses, target setting and forward-looking analytics for a variety of internal and external stakeholders. The team also manages the annual budget, quarterly outlooks and forecasts, and the CCAR process to drive the long term performance of the franchise. The candidate is also expected to provide strong leadership in the transformation of our technology agenda and execute a transition to more automated processes under tight deadlines.

The organization drives the planning and analytics for investment initiatives, target state architecture and Tableau projects and industry trends.

Primary responsibility of this role encompasses all aspects of Financial Planning & Analysis for USPB formulating and executing strategies anchored on sound financial criteria across all elements of the P&L, Balance Sheet and Capital. Furthermore, it includes:

• Design and lead the process and financial analysis for all actuals and planning dimensions such as: Earnings, Outlooks, Forecasts, Annual Plan, and manage the preparation of presentations for the CEO, CFO, Operating Committee and Board of Directors among other senior stakeholders
• Manage CCAR team, design and lead related processes, activities and analytical support
• Create and Lead ad-hoc optimization analytics on themes that arise at senior management’s request and/or through proactive research of potential issues across the entire spectrum of business performance; Lead executive level program summaries from detailed progress updates and provide early indications of areas needing greater management focus
• Partner with various global functional (i.e. Product Control, Corporate FP&A, Expenses FP&A, Balance Sheet FP&A, Treasury etc.) and business stakeholders to deepen CFO’s analysis and manage various processes around actuals and forward-looking financials
• In partnership with the wider FP&A teams, lead various projects to enhance efficiency of Citi’s financial processes and increase the informative value of the content provided to senior management
• Have oversight of a global team of individuals comprised of both onshore and offshore (Mumbai, Costa Rica) resources to drive efficiencies and enhance analytical prowess
• Oversight and thorough understanding business positioning across various product lines
• Responsible for developing senior level talent to advance pipeline of Finance leaders across the Citi franchise
• Develop key performance indicators to measure the effectiveness of the business strategy and lead actionable initiatives to mitigate
• Manage Balance Sheet and Capital consumption limits for the franchise

Qualifications:

Knowledge/Experience:

• 15+ years of Finance & Planning experience, leading change and executing on complex initiatives
• Strong understanding of Cards and Retail Banking businesses as well as process implementation is a requirement
• Bachelor's Degree required, Advanced degree preferred
• Proven ability and experience in building a high performing team; must have strong understanding managing teams in multiple geographies
• Significant experience working in a Finance role with multiple executive stakeholders and in an organization with a matrix management structure

Skills:

• Successful understanding and leadership of a geographically diverse business
• Strong intellectual grasp of the industry and with the ability to anticipate and lead the organizational response to future changes
• Ability to translate vision into executable plans
• Excellent interpersonal and communication skills
• Credibility and gravitas to lead, motivate and influence a diverse population across geographies, products and matrix reporting lines
• Superior problem solving skills; pragmatic approach to ensure limited resources are directed appropriately

Competencies:

• Excellent interpersonal skills necessary to deal with colleagues at all levels across the Firm
• Ambitious, driven and willing to learn
• Team player with positive and pro-active attitude
• Ability to manage multiple demands simultaneously is an absolute requirement

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In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Anticipated Posting Close Date:

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