Credit Risk Senior Analyst - C12 - NAIROBI

The Credit Risk Senior Analyst is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual.

Responsibilities:

• Assess the credit and financial strength of Citi's most complex Sovereigns, Public Sector, Corporates and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
• Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.
• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners.
• Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
• Support ICM Voice of the Employee (VOE) initiatives .

Knowledge/Experience:

• Demonstratable financial services experience, including 8-10 years of credit experience in Banking, Credit Risk Management specific to public sector, sovereigns, corporates and/or financial institutions. 
• Strong knowledge of Wholesale Credit Processes and organizational awareness including ICM UW functions, covered portfolios, and processes. 
• Sound understanding of Citi policies and procedures with the ability to execute change seamlessly.
• Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to form independent opinions on credit and recognize emerging risks.
• Experience in preparing presentations. 
• Full awareness and adherence to the control environment including Quality Assurance and Quality Control. 

Skills/Competencies:

• Assists colleagues in identifying stretch opportunities to elevate individual and team performance. 
• Coach and mentor analysts to develop team strengths and improve weaknesses. 
• Proven culture carrier. 
• Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority. 
• Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively. 
• Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority. 
• Good Microsoft Office (Word, Excel, and PowerPoint) skills. 

Qualifications:

• BA/BSc or higher degree in Business (MBA), or any other related subject. 

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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