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Risk Analytics Analyst II-Deposit Risk- C10

Job Req ID 25879486 Location(s) Mumbai, India; Gurgaon, India Job Type On-Site/Resident Job Category Risk Management
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C10-Deposit Risk Analyst

The Risk Policy Analyst II is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.

Responsibilities:

Deposit Risk Analyst will be responsible for day-to-day activity (data base generation, MIS/reporting generation, portfolio analysis and policy monitoring) in support of overdraft mitigation efforts

Help assist the Deposit Risk Policy Manager to manage portfolio policy for deposit/overdrafts, focusing on loss mitigation efforts, returned deposits, overdraft, and loss avoidance

Work as a team within the Portfolio Policy Department to provide supporting data & analysis in setting risk appetite for the product

Partner with risk/ops counterparts and the business to manage in managing the portfolio to achieve plan numbers and product sustainability

Work with risk/ops counterparts and the business to ensure correct policy implementation on an operational level

Provide supporting data & analytics at on portfolio level and segment level for the purpose of monitoring & policy adjustment to policy with the ultimate goal of managing risk and maximizing rewards

Partner with Risk MIS team, provide supporting data for Credit Risk Reporting and Portfolio Quality Review Reporting, as well as ad-hoc reporting as needed

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

0-2 years’ experience in Statistics/Analytics/Decision Management will be desirable Risk/Business Skills and Experience will be desirable. SAS skillset is highly desirable

Ability to perform analysis to support decisions on matters pertaining to aspects of risk, especially on credit risk

Able to work in a team and across teams with people from diverse backgrounds

Able to work in a rapidly changing external environment and support the business in a highly competitive and challenging market

Able to work under pressure in high risk scenario

Education:

Bachelor’s/University degree or equivalent experience

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Job Family Group:

Risk Management

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Job Family:

Portfolio Credit Risk Management

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

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