Credit Review Senior Officer I

Citibank, N.A. seeks a Credit Review Senior Officer I for its Irving, TX location.

Duties: Evaluate the effectiveness and adherence to regulatory expectations of key enterprise-level frameworks such as concentration risk appetite, and their application across Citi, CBNA, Business Segments, and Material Legal Entities. Assess the quality and adequacy of adjustments to the Current Expected Credit Losses (CECL) methodology for estimating allowances for credit losses. Review Entities through quarterly monitoring and periodic Reviews. Assess the quality of the portfolio, including identification and evaluation of financial and non-financial material and emerging risks. Assess the effectiveness of credit risk processes and standards of assigned Review Entities to promote leading practices and identify opportunities for improvement. Prepare Credit Assessment Documents in accordance with and at the quality standards required by the FCR Manual and Review Guides. Accountable for the quality and consistency of work products that include Credit Assessment Documents, Sample Rationale Documents, and Review Reports created for the assigned Review Entities. Evaluate the appropriateness of Corrective Action Plans (CAPs) resulting from Reviews or BM, and subsequent validation of the effectiveness of those CAPs after implementation. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols.

Requirements: Bachelor’s degree, or foreign equivalent, in Risk Management, Finance, Business Administration, or a related field, and ten (10) years of experience in the job offered, or in a related occupation in the financial services industry. Ten (10) years of experience must include: Using analytical components of model development, implementation, including data collection, data integrity checks, segmentation analysis, variable transformation, variable selection, model estimation, sensitivity testing, back-testing, out-of-time testing, model documentation, and model production implementation; Performing critical and effective review and challenge on model overlays, including overall assessment of adjustment quantification methodologies, comprehensive evaluation of overlay justification, identification and assessment of components not well captured by models; Performing forecast analysis of macroeconomic scenarios for enterprise risk processes including Risk Appetite, Stress Testing, and Allowance of Credit Loss estimation under CECL methodology, reviewing the consistency of results and evaluating adherence to policies and procedures; Developing root cause analysis on Review findings/issues towards the implementation of effective CAPs that contribute to the resolution of issues found; Ensuring firm-wide risks exposures are managed through effective review, constructive challenge, and meaningful discussion with business leaders emphasizing transparent decision-making in alignment with the established risk management framework and governance; and Performing assessment on data and reporting structure adequacy utilized trough Enterprise-wide risk management life cycle activities to ensure compliance with policies and procedures with adherence to regulatory expectations. In the alternative, employer will accept Master’s degree and eight (8) years of experience. Employer will accept pre- or post- Master’s degree experience. 40 hrs./wk. 25% domestic travel required. Applicants submit resumes at https://jobs.citi.com/.  Please reference Job ID# 25824829. EO Employer.

Wage Range:                $173,000.00 to $194,512.50

Job Family Group:        Risk Management

Job Family:                  Credit Review Risk Management

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In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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