Head of Fair Lending Analytics and Monitoring (Hybrid)

The Head of Fair Lending Analytics and Monitoring reports to the Head of the Office of Fair Lending and Privacy and is responsible for the framework and confirming execution of Fair Lending (FL) analysis and loan level file reviews.

The Head of FL Analytics is tasked with developing and maintaining the Bank’s Fair Lending analytics program, ensuring that appropriate Fair Lending statistical and qualitative analyses are conducted timely to mitigate fair lending risk across various lines of business. This role, specifically, is responsible for developing a risk-based approach to fair lending analytics and establishing processes and procedures to perform periodic analysis of various Lines of businesses within the Bank to ensure compliance with Fair Lending related laws and regulations, including Fair Housing Act (FHA) and Equal Credit Opportunity Act (ECOA).

Responsibilities:

• Leading a team of statisticians and data scientists focusing on analytical responsibilities regarding Citi Fair Lending Program, executed within Independent Compliance Risk Management
• Overseeing Fair Lending Analyses (all stages end-to-end: execution, quality control, documentation, reporting)
• Ownership of adequate methodologies and standards, ongoing enhancement of approaches and documentation requirements
• Ownership of proxy algorithm BISG used to estimate gender and race/ethnicity for Fair Lending Analysis
• Incorporate the latest Fair Lending guidance from the governing bodies (CFPB, Federal Reserve, OCC, etc.) into Citi’s Fair Lending Analytics program when updates are provided
• Report on Fair Lending analysis activities to senior management and regulatory bodies as required

Skills:

• Experienced in statistical data analysis who excels in reviewing a high volume of product level data on a monthly/quarterly basis
• Excellent communication skills, with the ability to articulate compliance issues to technical and non-technical stakeholders.
• Knowledge of Python, SQL and Tableau
• High-level of initiative to push for excellence, results, and process improvement
• Ability to analyze and interpret rules, regulations and policies.  Ability to stay up-to-date with the latest trends and regulatory developments
• Being detail-oriented with a demonstrated ability to self-motivate
• Comfort with the ambiguity of changing priorities and the flexibility to embrace new ideas within a fast paced environment
• Proven track record of facilitating organization-wide data collection and review with multiple senior level stakeholders
• Strong analytical and problem-solving skills, with the ability to assess and mitigate complex compliance risks.
• Experience in auditing, policy development, and risk management frameworks.
• The ability to develop talent and appropriate subject matter expertise. 

Qualifications:

• 15+ years of experience in compliance, legal or other control-related function in a financial services firm, regulatory organization, or legal/consulting firm, or a combination thereof
• Previous work as a regulator is preferred
• Strong presentation skills with the ability to articulate complex problems and solutions through concise and clear messaging.
• Demonstrated ability to assess complex issues through root cause analysis and other analytical techniques, structure potential solutions, and drive to resolution with senior stakeholders
• Ability to influence and lead people across cultures at a senior level using sound judgment and successful execution, understanding how to operate effectively across diverse businesses
• Experience managing diverse teams, and comfort navigating complex, highly-matrixed organizations
• Comfortable acting as an agent for positive change with agility and flexibility
• Effective negotiation skills, a proactive and 'no surprises' approach
• Executive presence and a reputation for building strong relationships with stakeholders and leading teams, both direct reports and in peer/influence models

Education:

• Bachelor’s degree in Economics, Business, Finance, Computer Science, or a related field.
• Advanced degree (e.g., MBA, PhD, JD, or Master’s in AI/Technology) is preferred.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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