Vice President - Credit Risk Reporting

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here.  At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks.  We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning.  You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi

Citi’s Risk Management organization oversees Citi’s risk governance framework and risk appetite, ensures all risks generated by the firm’s businesses are measured, reviewed, and monitored on an ongoing basis.

We’re currently looking for a high caliber professional to join our team as Vice President - Credit Risk Reporting- Hybrid (Internal Job Title: Vice President - C13) based in Mumbai, India.  Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future.  For instance:

• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.

• We empower our employees to manage their financial well-being and help them plan for the future.

• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.

In this role, you’re expected to: 

DART is the leading risk modeling and data analytics team in Citi. We use mathematical modeling and the latest technologies to calculate risk for the largest portfolios in Citi. We use visualizations and dashboards to communicate risk to senior stakeholders. Our models and analytics ensure that the bank has adequate capital during crisis.

We are a diverse group of professionals with backgrounds in physics, engineering, finance, economics, and data science. You will work alongside experienced colleagues to further develop your analytical and quantitative skills. Your responsibilities will include building analytical applications to tackle real-world challenges, paving the way for a career as a risk management expert and leader.

The primary focus of the Risk Data Analytics Reporting and Technology team is to prepare complex and comprehensive risk management information in an accurate, timely and reliable manner.  The team is heavily involved in submission of Regulatory Returns in wholesale credit risk domain. In addition facilitating Risk Managers, Business Managers and Senior Management with critical data for portfolio monitoring, business reviews and regulatory reviews, as well as engaging in strategic initiatives and implementing new processes.  The team interacts with a range of other stakeholders across the firm including Finance, Technology, Business units, and Audit, and also assists with ad-hoc deliverables for regulators and other external audiences whenever required

Responsibilities:

• Design time-sensitive analytics, visualizations, complex and high visibility reports across Credit Risk that provide critical data to Risk and Business management for portfolio monitoring and strategic decision-making.

• Preparation of Regulatory submissions on timely and accurate basis while ensuring the submissions are in line with Regulatory guidelines. Assisting Country Risk managers with adhoc Regulatory questions.

• Hands-on and end to end implementation of interactive business insights data visualization artifacts such as dashboards, scorecards and reports using Tableau Desktop as a strategic reporting tool, from inception to production deployment

• Analysis, prep, transformation, and automation of the underlying data flows using Tableau Prep Builder which covers enterprise risk data sets across multiple source systems

• Contribute to the design of data models, data flows, reporting processes etc. as part of migration to strategic tech tools and implement performance improvements to realize efficiencies for timeliness of existing and new data visualization artifacts

• Engage with Risk, Finance, Technology & business teams to provide in-depth analysis on the key Risk metrics and present the same during Senior Management Committee reviews. (Portfolio Review / ALCO etc.). 

• Lead projects and actively support forums related to policy-driven, remediation-driven, and regulatory initiatives incluing automation in collaboration with other Risk Reporting teams and cross-functional groups. Propose recommendations to business partners, establish project plans and track/communicate progress.

• Identify and drive opportunities to improve process efficiencies, technological automation and functionalities within data and reporting infrastructure.

• Business analysis support for solutions and platforms delivering risk data and risk reporting programs

• Work closely with risk and portfolio managers, Finance and Technology teams to acquire data for various reports and presentations and to ensure data quality, completeness, and consistency.

• Utilize Tableau to design visualizations, dashboards, and data flows.

• Work closely with Technology groups to support automation efforts, writing business requirements for new/enhanced reports, reviewing and approving BRDs/FRDs, and conducting UATs.

• Understand/interpret the nuances of questions and requests from senior management and regulators and work with risk managers and portfolio analysts to come up with solutions/alternatives.

• Deliver regular and time-sensitive ad-hoc information for regulatory requests and internal/external audit reviews.

• Communicating issues identified to impacted parties and implement corrective action plans.

• Ensure key controls and process documentation requirements are completed and compliant for MCA, BCBS, EUC and other governance purposes.

Qualifications: 

• 8+ years of experience in risk data analytics and reporting

• Strong knowledge of credit risk / Market Risk / Liquidity concepts and basic accounting

• Proficiency in Tableau, Power BI or other BI visualization tools

• Advanced knowledge of EXCEL/VBA, MS Access and PowerPoint

• Strong analytical and problem-solving skills, and attention to details. Ability to quickly analyze granular details, summarize top-level trends, identify key drivers of trends and adeptly present findings.

• Experience with managing/restructuring large, complex databases (e.g. with millions of records), and with programming languages such as Python, R and SAS, is preferable

• Knowledge of Citigroup internal reporting applications, particularly Risk and Finance applications such as Optima, CitiRisk, COGNOS, Genesis and Facility Management, is helpful

• Excellent written and verbal communication skills, and proven presentation skills.  Ability to relay information to senior management in a succinct, insightful way, and negotiate internally with a broad range of stakeholders.

• Good team player and excellent work ethics

Education: 

• Bachelor / Master’s degree in Finance, engineering, computer science or other analytically intensive discipline will be an advantage.

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com/dei

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