Credit Portfolio Group Manager - C14 - MUMBAI

Institutional Credit Management (ICM) works closely with our key wholesale businesses to serve as a critical component of our First Line of defense for wholesale and counterparty credit risk management and also with our Independent Risk partners to ensure best-in-class risk and controls, as well as client responsiveness. Key responsibilities include portfolio analysis, documentation, risk identification, management, monitoring, administration, and stress testing. The ICM Portfolio Manager (PM) will report to the Senior Portfolio Manager (Early Warning Credit Management – EWCM) and will be responsible for managing the processes and systems for the detection of early signals of distress within a specific wholesale portfolio, through a selected number of metrics and indicators for Early Warning. In this role, the Portfolio Manager will be responsible for liaising across ICM Portfolio Management, other ICM teams, Risk Management, and business partners, and executing on the

monitoring strategies and priorities, as well as contributing to the calibration of alerts, metrics and indicators for maximum efficacy.

The PM is expected to produce recommendations to the portfolio owners that may include portfolio reviews, stress tests, risk appetite and underwriting criteria recalibrations, reclassification of facilities, risk rating changes among others.

Key Responsibilities:

• Ensuring portfolio management of applicable portfolio is consistent with industry leading practices and conforms to internal credit procedures/policies as well as regulatory expectations
• Bring in sufficient seniority to act independently and represent the teams in key decision making meetings with a regional or global impact
• Continuous engagement across ICM and with wholesale businesses and Independent Risk senior stakeholders
• Understand any concerns regarding execution of EW / portfolio alerts and/or emerging risks which will need to be addressed by the team
• Execute plans, strategy and objectives for EWCM as well as ICM PM in an effective and innovative fashion; assess and report progress in meetings objectives including promotion of a healthy working culture
• Partner with applicable global, regional and industry stakeholders across ICM and within the First Line of Defense and Independent Risk in the design and calibration of metrics and indicators for EW and Portfolio Health, and credit monitoring standards for applicable portfolios
• Assist in retaining talent; participate in budget development and monitoring of expenses
• Assist as Subject Matter Expert in developing/enhancing Learning, Develop and Training for EWCM and participate as guest speakers
• Support ICM, and WCR on internal projects and initiatives
• Support ICM Voice of the Employee (VOE) initiatives
• Travel (less than 25%)

Qualifications:

• Degree in Finance or Accounting or higher degree in Business (MBA), or any other related subject
• An MBA, CPA, CFA preferred, and formal credit training is a plus
• Financial Services experience including 7+ years of credit experience in Banking or Credit Risk Management

Experience and requirements for the role:

• Superior risk assessment skills
• Fully conversant in credit policy and risk principles and perceived as a respected carrier of risk culture
• Ability to recognize and address major types of risk, including market, operational and cross border
• Solid knowledge in risk and regulatory capital issues as they relate to transactions, portfolios and businesses
• Proactively engages team, partners and seniors to collaborate holistic client-centric approach
• Highly Effective interpersonal skills
• Solid organizational skills
• Exceptional written and verbal communication skills.

------------------------------------------------------

Job Family Group:

------------------------------------------------------

Job Family:

------------------------------------------------------

Time Type:

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.