Banamex | Credit Portfolio Analyst - C10

The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities:

• Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
• Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
• Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
• Assist with portfolio review preparation and conducting stress tests
• Build working relationships with various teams across the bank, including deal, coverage and product teams
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 0-2 years of experience in credit risk analysis or corporate banking
• Experience in financial analysis, accounting and valuation
• Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
• Consistently demonstrate clear and concise written and verbal communication
• Proven ability to work with little direction and in a team
• Demonstrated accountability, self-motivation and business acumen

Education:

• Bachelor's degree/University degree or equivalent experience

Licenciatura

Ingeniería en sistemas, Matemáticas aplicadas, Actuaría o a fin o experiencia equivalente

Indispensable

Conocimiento de manejo de proyectos (agile/waterfall)

Conocimiento de tecnología

Conocimiento en manejo de JIRA

Pensamiento analítico para interpretación e identificación de patrones de datos.

Dominio de lenguajes de programación (Phyton, SQL).

Indispensable conocimiento en herramientas de IA (Copilot)

Uso en la herramienta SAS.

Habilidad para desarrollar código desde el requerimiento proporcionado por los usuarios.

Habilidad para documentar procesos de diseño técnico y vista negocio.

Deseable

Conocimiento en leyes para regulación (Buró de Crédito)

Conocimiento en estructura de datos, principalmente json, xml

Comprensión de estadística básica, diseño de dashboard para manejo de cifras control.

Habilidades

Autodidacta

Proactivo

Seguimiento

Negociación

Autogestión

Excelente organización

Atención al detalle

Habilidades lógico – analíticas

Resolución de problemas

Comunicación efectiva y asertiva

Resiliencia

Adaptabilidad

Recomendaciones:

• Revisa y analiza detenidamente el Job Posting. Si cumples con los requisitos, no dudes en aplicar.

• El Job Posting estará publicado por 5 días y tiene fecha de vencimiento para poder postular.

• Actualiza tu perfil en Workday y asegúrate de ADJUNTAR TU CV.

• Es fundamental tener disponibilidad en los canales de comunicación oficiales (Celular, Email o Teams).

• Salario competitivo, beneficios y prestaciones superiores.

Factor de descarte: Aquellos candidatos que no cumplan con los requisitos mínimos establecidos en el Job Posting serán descartados del proceso de selección. Asegúrate de demostrar claramente tu experiencia y habilidades en tu aplicación.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.