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Business Banking Lending Product Transformation Lead - Hybrid

Charlotte, North Carolina| O'Fallon, Missouri| Jacksonville, Florida

Job Type: Hybrid

Job Req ID 25828671
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Overview

Citi is undergoing a Transformation to modernize and simplify the bank. We’re raising the bar and taking the opportunity to reevaluate the way we do business. This includes fostering a culture of curiosity and excellence and shifting our mindset to be simpler and data driven, making Citi an easier place to work and improving client experience. If you’re ready to be at the forefront of Transformation while taking your career to the next level, we invite you to come and join us!

Success Profile

As one of the world’s most global banks, Citi gives you the tools to make a difference. Through Transformation, we’re building the future of the bank and shaping the banking industry. Citi employs over 220,000 individuals located around the world, encompassing a broad range of teams, roles, cultures and backgrounds. Some of the skills that will make you successful in this role include:

  • Cross-Functional Collaboration

  • Credible Challenge

  • Risk Management

  • Data and Results Driven

  • Accountable

  • Adaptable

Responsibilities

Business Banking Lending Product Transformation Lead – C14

Brief Description of the Organization

Business Banking Lending is a core product offering to meet the needs of Citi’s business clients, which is an important client segment for growth.   The product team is progressing a transformation agenda to modernize the lending platforms and products to 1) create a competitive customer experience 2) create cost efficiencies to improve product profitability 3) enable future scale growth through digital channels.  As the Business Banking Lending Product Transformation Lead you will be responsible for the design and delivery of the new product processor and migration of existing lending customers to the new platform and for future looking development of digital acquisition capabilities.

This position will report to the Head of Small Business Products and Segments.

RESPONSIBILITIES:

  • Deliver and execute the small business product strategy and roadmap across multiphase programs and workstreams including developing Business Lending Products on a new lending product processor platform
  • Lead customer migration strategy inclusive of customer experience and engagement
  • Contribute to product line, roadmap, and go to market strategy Develop and propose product delivery strategies and tradeoffs
  • Lead process engineering efforts that foster simplification, lean systemic process lifecycles, and de-risk
  • Be a subject matter expert for small business products, process, and technical applications
  • Highly self-motivated, effective communication, problem solving and decision management skills, and has the willingness to learn and adapt in an agile and ambiguous environment
  • Manage product approvals, define product requirements, create user stories, define acceptance criteria, oversee testing status, implementation, and post implementation activities
  • Maintain and prioritize product backlog
  • Identify dependencies, risks, and issues that can impact client experience and product value proposition
  • Propose solutions to strength risks and control processes to create long term value and ensures compliance with policy and regulations
  • Develop project plans and identify work breakdown structure across product workstreams
  • Manage product launch and post implementation plans
  • Develop and present senior communication material
  • Partner with stakeholders across the bank, including product, program management, technology, operations, legal, and compliance

Qualifications 

  • Bachelor’s degree; MBA preferred
  • 5+ years of relevant experience
  • Broad experience in managing large complex transformation programs
  • Strong business understanding of Citi’s banking products and technology infrastructure
  • Strong project management skills. Ability to manage and prioritize multiple projects simultaneously and under strict guidelines
  • Ability to form strong partnership with key stakeholders in other areas and work with them on initiatives; hold accountable when necessary
  • Strong leadership skills and ability to influence others to drive execution or approval of strategic recommendations
  • Track record of managing internal relationships and demonstrated experience in leading sustained change and change management efforts
  • Ability to work in a matrixed organization and drive through organizational change or ambiguity when required. 
  • Demonstrated ability to think strategically, analytically, and creatively problem solve
  • Excellent oral and written communication skills with the ability to confidently present to senior leaders

Passionate about driving change and improving the customer and employee experience

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Job Family Group:

Product Management and Development

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Job Family:

Product Management

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Time Type:

Full time

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Primary Location:

615 S COLLEGE STREET

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Primary Location Full Time Salary Range:

$134,960.00 - $202,440.00


In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Anticipated Posting Close Date:

Feb 11, 2025

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Apply Now

Success Stories

Usman B.

“By joining Transformation, you will be at the center of driving change at Citi. You’ll help us lay the foundation to make this a better place to work and do business by implementing sound risk and controls. This team will give you a launchpad of endless opportunities to grow as a professional and challenge yourself while working across various functions.”

Usman B.

Risk & Controls Transformation Lead
New York

Cynthia D.

“Citi hires people for their potential and not just their experience. This gives people, including myself, the opportunity to try different roles and explore new careers. Transformation at Citi is a new adventure and will challenge how we do things at Citi: with clients, with regulators and with our peers.”

Cynthia D.

Mexico Transformation Head

Dan F.

“Data Transformation is a great area to be a part of at Citi. Data is at the heart of our business and ensuring that our data is of good quality with clear ownership is imperative to our success.”

Dan F.

Data Operating Model and Governance Program Lead
New York

SHAHZAD A.

“This is an exciting area to work in at Citi! Being part of Transforming a 200+ year-old institution is a once in a lifetime opportunity. This is relatively new work, so not only you can learn new skills and get exposure, but you can play a pivotal role in shaping the Citi of the future.”

Shahzad A.

Data Tooling and Capability Head
Singapore

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