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*SVP, USPB Risk Transformation & Capital Analytics - Hybrid

Wilmington, Delaware| O'Fallon, Missouri| Atlanta, Georgia| New York, New York| Elk Grove Village, Illinois| Irving, Texas

Job Req ID 22491662
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Overview

Citi is undergoing a Transformation to modernize and simplify the bank. We’re raising the bar and taking the opportunity to reevaluate the way we do business. This includes fostering a culture of curiosity and excellence and shifting our mindset to be simpler and data driven, making Citi an easier place to work and improving client experience. If you’re ready to be at the forefront of Transformation while taking your career to the next level, we invite you to come and join us!

Success Profile

As one of the world’s most global banks, Citi gives you the tools to make a difference. Through Transformation, we’re building the future of the bank and shaping the banking industry. Citi employs over 220,000 individuals located around the world, encompassing a broad range of teams, roles, cultures and backgrounds. Some of the skills that will make you successful in this role include:

  • Cross-Functional Collaboration
  • Credible Challenge
  • Risk Management
  • Data and Results Driven
  • Accountable
  • Adaptable

Responsibilities

Citi is continuing to evolve its Concentration Risk, Enterprise Risk Appetite and Limit Setting Frameworks tied to capital management and use of capital.  This position will be participating in this firm-wide effort and sits within the PBWM (Personal Banking and Wealth Management) team.  This role must possess technical and quantitative skills, possess sound knowledge of consumer credit risk management and demonstrate familiarity with CCAR stress. This role must be able to grasp the vision/roadmap of senior management, to distill to necessary analyses that will drive decision-making.  This individual will also interface with cross-functional teams within Infrastructure and IT groups, Risk and Reporting, policy teams and businesses to design, test and deploy the Enterprise Framework and associated processes. 

Key Responsibilities

  • This position is part of the Risk Transformation and Analytics team, within the Personal Banking and Wealth Management group. 
  • This role provides opportunity to participate in the transformation journey of the evolving Enterprise Credit Risk framework and to contribute towards innovation & excellence
  • This is a high impact and high visibility role where the successful candidate will contribute towards driving optimization/ identifying opportunities in existing Enterprise Credit Risk framework
  • This role requires an individual with several years of credit risk management experience, strong statistical and data analysis skills, technical SAS skills, an ability to derive analytical solutions based on business knowledge and objective judgment of the balance between risk and reward
  • Lead analytics to evaluate methodologies for risk-return, limit setting and measuring risk taking activities, consistent with enterprise-wide standards, and informed by stress losses, RWA, capital budgets and PBWM’s RAF and strategic plans
  • Evaluate drivers to stress losses, and recommend metrics and leading indicators to track drivers across PBWM
  • Examine key concentrations across PBWM, coordinating with the Senior Product Specialists and Group Risk Directors to evaluate stress loss outcomes and implications to concentration thresholds
  • Produce analysis to support recommendations for limits to the Global Consumer CRO and CEO for approval
  • Collaborate with cross-functional teams to define escalation procedures in compliance with enterprise-wide policies
  • Monitor and report results
  • Be able to independently lead the team through tactical and strategic Risk Transformation Analytics projects
  • Provide analytical assessment linking credit risk/portfolio performance with Capital consumption
  • Apply the existing Risk & Return Framework to identify opportunities by applying analytical techniques to derive trends, insights, and perform risk/reward trade-off analysis 
  • In depth understanding of credit risk cycle, P&L, key risk & return metrics and risk tolerance limits
  • Build presentations with supportive analysis, storyboard results, and lead discussions with senior management

Qualifications

  • Bachelor’s Degree required in statistics, mathematics, or similar quantitative discipline. Master’s degree is a plus
  • 4+ years of work experience in financial services or management consulting with heavy focus on risk management.
  • Working knowledge of Risk Appetite Framework and Credit Risk Policy
  • Pragmatic problem solver, forward thinker with independence of thought.
  • Experience with analytical or data management tools (e.g., SAS, SQL, VBA, Advanced Excel)
  • Excellent quantitative and analytical skills, ability to derive trends, insights, and perform risk/reward trade-off analysis
  • Ability to create support and buy-in across a wide range of stakeholders; create a strong network of relationships among peers, internal partners, external constituencies, and decision makers.
  • Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess strong interpersonal, organizational, and analytic skills

Leadership Competencies

  • Capability and experience to drive changes in order to achieve business targets
  • Senior executive interactions - can present credibly to both large and small groups
  • Strong interpersonal skills and ability to influence at all levels of management
  • Displays flexibility to work well with varying personal styles
  • Takes personal responsibility to lead by example. Understands and appreciates diverse backgrounds.
  • Demonstrates strong ethics
  • Develops strong cross-functional relationships within and outside Risk Management
  • Contributes to a positive work environment; shares knowledge and supports diversity 

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Job Family Group:

Risk Management

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Job Family:

Credit & Portfolio Risk Management

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Time Type:

Full time

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

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Effective November 1, 2021, Citi requires that all successful applicants for positions located in the United States or Puerto Rico be fully vaccinated against COVID-19 as a condition of employment and provide proof of such vaccination prior to commencement of employment.

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  • Join our team
    of 220,000+
    strong diverse employees

  • Socially minded employees volunteering in communities across 90 countries

  • Meaningful career opportunities thanks to a physical presence in over 95 markets

We foster a culture that embraces all individuals and encourages diverse perspectives, where you can make an impact and grow your career. At Citi, we value colleagues that demonstrate high professional standards, a strong sense of integrity and generosity, intellectual curiosity, and rigor. We recognize the importance of owning your career, with the commitment that if you do, we promise to meet you more than half way.

Success Stories

Usman B.

Usman B.

“By joining Transformation, you will be at the center of driving change at Citi. You’ll help us lay the foundation to make this a better place to work and do business by implementing sound risk and controls. This team will give you a launchpad of endless opportunities to grow as a professional and challenge yourself while working across various functions.”

Risk & Controls Transformation Lead
New York

Cynthia D.

Cynthia D.

“Citi hires people for their potential and not just their experience. This gives people, including myself, the opportunity to try different roles and explore new careers. Transformation at Citi is a new adventure and will challenge how we do things at Citi: with clients, with regulators and with our peers.”

Mexico Transformation Head

Dan F.

Dan F.

“Data Transformation is a great area to be a part of at Citi. Data is at the heart of our business and ensuring that our data is of good quality with clear ownership is imperative to our success.”

Data Operating Model and Governance Program Lead
New York

SHAHZAD A.

Shahzad A.

“This is an exciting area to work in at Citi! Being part of Transforming a 200+ year-old institution is a once in a lifetime opportunity. This is relatively new work, so not only you can learn new skills and get exposure, but you can play a pivotal role in shaping the Citi of the future.”

Data Tooling and Capability Head
Singapore

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