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Career Opportunity

SVP, Head of Cards Portfolio Management

Locations: Sydney, New South Wales Job Function: Business Analysis Employee Status: Regular Job ID: 20214509

The Card Portfolio Head is responsible for managing a broad range of card lending products, setting the pricing strategy and optimizing the risk and returns of the Cards portfolio.


  • Manage a team of professionals to accomplish established goals and conduct personnel duties for team (e.g. performance evaluations, hiring and disciplinary actions)
  • Strengthen value proposition of credit card lending product which is relevant/appealing to our target segments and benefits both the Bank & our business partners
  • Develop/implement new product innovations which drive spend and revenues.
  • Responsible for developing and implementing the pricing strategy for Cards.
  • Working with cross functional stakeholder including, e.g. risk management, fraud unit, legal and compliance to optimize risk and return of the portfolio.
  • Drive new initiatives to automate processes and operations, enhance functions to improve overall efficiency
  • Coordinate and work with cross-functional teams to implement business strategy smoothly


  • Over 10 years working experience in banking and financial industry in Credit Cards Lending or Personal Installment Lending business
  • Strong financial acumen and full understanding of Credit Cards P&L
  • Experience in a portfolio management role
  • Working knowledge of Credit Card Systems or Risk Management experience would be a definite plus
  • Strong business acumen and project management skills
  • Highly analytical with strong numeric sense
  • Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
  • Ability to work unsupervised and adjust priorities quickly as circumstances dictate
  • Consistently demonstrates clear and concise written and verbal communication
  • Demonstrated problem-solving and decision-making skills
  • Ability to work in a team-oriented environment

When you work at Citi, you will be working for an organisation that truly has a global footprint and a powerful network that spans the globe. We celebrate individual ingenuity and use the diversity of our people in order to drive high performance. Through dedicated support, training and resources, we promote our talent and future leaders to bring about lasting and positive impact. Citi Australia is an Employer of Choice for Women and supports a flexible work environment.

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Grade :All Job Level - All Job FunctionsAll Job Level - All Job Functions - AU


Time Type :Full time


Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

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