Apply NowLocations: Sydney, New South WalesJob Function: Risk ManagementEmployee Status: RegularJob ID: 20196307
This is a key position within the Unsecured Risk team responsible for analytics to manage policies and product risk for Citi’s Credit Card portfolios. This role has high visibility which requires interaction with product, marketing, decision management, finance, credit operations and risk stakeholders at a local/regional level while delivering proactive insights and strategies to manage credit losses within Citi’s Risk appetite framework.
Identify opportunities for further enhancement of strategies for growing the portfolio by carrying out analytics projects with business risk /rewards perspective
Develop, maintain and manage credit policies to provide optimal risk and reward trade-off
Track portfolio trends and initiate timely control actions
Liaise with internal stakeholders and keep them abreast of credit performance and proactively drive actions as necessary. Ensure clear communication of priorities/deliverables to manage expectations
Responsible for portfolio performance in line with forecasts
Interact with Product and Marketing teams for launch approval of new campaigns
Work with credit operations unit for implementation and governance of credit policies
Assess and revise Cards risk appetite framework including development of appropriate benchmarks, initiate champion/challenger initiatives to test boundaries while maintaining healthy risk returns
Ensure timely completion of regional deliverables including performance monitoring, portfolio quality review and any other ad hoc deliverables
Strong analytical and data mining techniques – such as SAS programming, decision tree tools and advanced Excel
Applies numerical and analytical skills to support ideas and portfolio performance
Data mining skills to a high level of complexity
Applies complex models to measure risk
Use knowledge of business when conducting analytics
Knowledge of Unsecured Lending business and risk management
Ability to present analytical trends into meaningful actionable strategies while thinking holistically
Proactive identification of issues/pressure points and initiation of corrective actions as necessary
University degree (Quantitative Academic qualification preferred)
Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity CLICK HERE.