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The health and safety of our colleagues and candidates for employment are our highest priority. Accordingly, Citi continues to monitor the COVID-19 situation closely. We have implemented precautionary measures across our firm globally, including conducting all candidate interviews virtually on a temporary basis until further notice where needed.

Senior Credit Portfolio Approver (Commercial Banking) - Senior Vice President

Job Req ID 22590059 Location(s) Singapore, Singapore Job Category Risk Management
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The Credit Portfolio Senior Officer is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.


  • Evaluate and approve credit proposals within delegated credit authority, ensuring compliance with risk policies and standards as well as regulatory requirements.
  • Prioritize and timely review of credit requests, providing sound credit judgement in approving profitable and prudent credit exposures.   
  • Maintain effective risk oversight of the borrowers to minimize credit costs and assure the risk profile remains within the Bank’s credit appetite. Provide immediate attention and guidance to deteriorating credits.
  • Participate in portfolio reviews and stress tests, and to implement appropriate action plan(s). Provide regular feedback on all initiatives, tracking, reviews and reporting emerging trends and opportunities to senior management
  • Establish cross-functional partnerships and networks to contribute to and execute cross functional and business initiatives
  • Lead and coordinate various projects (reporting) from internal initiatives originated by country, regional or global teams. Participation as members of taskforces or projects may be required.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
  • Participate in internal and regulatory audits. Eye for details and ability to handle reporting assignments.


  • 15+ yearsof experience in credit risk management in thebankingindustry.
  • Ability to take decisions and experience with credit approving authority.
  • Sound understanding of cash, trade and derivative products. Good understanding of counterparty risk, market risk and its impact on credit decision.
  • Consistently demonstrate clear and concise written and verbal communication.
  • Demonstrated ability to synthesize, prioritize and deliver results with urgency Demonstrated interpersonal, organizational, analytical, presentation, facilitation, negotiation and strategic skills
  • Sound industry knowledge and their key success factors.
  • Team player with proven ability to obtain support and buy-in across a wide range of internal and external audiences
  • Demonstrated work ethics and influencing skills
  • MS Office software proficiency required


  • Management degree or CPAs or Masters degree would be preferred.


Job Family Group:

Risk Management


Job Family:

Credit Decisions


Time Type:

Full time


Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

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