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Commercial Banking Business Credit Manager

Job Req ID 21355296 Primary Location Singapore, Singapore Job Category Risk Management
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You will be a member of the Commercial Lending Management Unit. This team is part of the Citi Commercial Bank which specializes in providing trade finance, working capital finance and treasury solutions for Emerging Corporate and Mid Corporate clients in Singapore.

Key functions include:

As a member of the Citi Commercial Bank Commercial Lending Management Unit, you will be responsible for underwriting and assessing credit propositions and transactions submitted by Relationship Managers to ensure compliance with the bank's credit policies and procedures, risk acceptance criteria and regulatory requirements. You will also be responsible for managing the credit quality of a portfolio of clients.

With the portfolio assigned, you will be performing ongoing credit risk monitoring to identify any clients with potential concerns. Periodic stress tests on the portfolio will have to be undertaken to identify accounts which warrant closer monitoring and possible loan loss reserves to the bank.

During the course of managing the credit portfolio, you will participate in client calls with the Relationship Managers and Sales Head.

Other duties include the monitoring and follow-up of past due credit obligations, overdraft and facility limit excesses, tracking and monitoring of facility covenants, credit and collateral data maintenance.


  • You should preferably be a degree holder with minimally 3 years of relevant credit, risk or accounting experience; seasoned Relationship Managers with credit experience can be considered for the role
  • You should also possess strong analytical, interpersonal and communication skills and be familiar with MS software applications such as Word, Excel, etc.
  • Excellent verbal and written communication skills are essential
  • Other important qualities include ability to work independently and in a team, accountability and a positive work attitude


Job Family Group:

Risk Management


Job Family:

Credit Decisions


Time Type:


Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

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