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기업금융심사역(RM) for Digital Segment

Job Req ID 24719112 Location(s) Seoul, South Korea Job Type Hybrid Job Category Commercial and Business Sales
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The Digital Relationship Manager is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business.  Recognized technical authority for an area within the business.  Requires basic commercial awareness.  There are typically multiple people within the business that provide the same level of subject matter expertise.  Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers.  Significant impact on the area through complex deliverables.  Provides advice and counsel related to the technology or operations of the business.  Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.

Responsibilities:

  • Actively calls on clients to deepen relationships and proactively owns, responds to, uncovers and anticipates future needs, challenges or risks and expectations
  • Introduces solutions to clients in building and strengthening an effective portfolio;
  • Works with product specialists and subject matter experts to structure innovative and customized solutions that meet clients’ individual needs
  • Works closely with Case Manager on the on-boarding and retention of clients, ensuring the appropriate “Know Your Client” (KYC) and other compliance deliverables are met;
  • Identifies cross-sell opportunities to deepen and increase share of wallet;
  • Maximizes client experience by proactively sharing markets updates, trends and intelligence;
  • Drives innovation in the solutions we provide clients and further developing our business where necessary and appropriate
  • Execution of strategic initiatives launched centrally at all levels (Group, Bank, commercial market and EIB)
  • Networks with clients to identify avenues for new business opportunities;
  • Administrate the credit relationship of the client, coordinating and supervising the entire process, ensuring the proper application of policies and institutional processes
  • Ensures compliance with regulatory requirements and Citi's policies / guidelines at all times
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 6-10 years of experience
  • Sound knowledge of banking and investment products and process as well as a track record of providing sound banking and financial advice and solutions to clients
  • Demonstrates sound credit skills by being able to structure more complex deals, which can include capital market transactions
  • Demonstrates advanced level of Early Warning Detection skills
  • Demonstrates advanced credit skills; able to structure all type of credit deals
  • Ability to work effectively in team setting
  • Ability to coordinate multi-functional teams to provide an exceptional client experience.  
  • Excellent interpersonal, communication and influencing skills (e.g. negotiation, consultative skills, leadership)
  • Ability to work under pressure while making sound decisions
  • Highly focused, able to rapidly determine key priorities, clearly communicate the priorities
  • A proactive approach in looking for ways in strengthening business relationship with clients, delivers a simple, secure and seamless client experience
  • Aggressive and hungry for creating new business opportunities with existing clients and able to demonstrate innovative approaches to meeting clients' needs.
  • Ability to embrace new technology and understand the role digital plays in the experience we deliver for our clients
  • Able to quickly adapt priorities based on the latest data insights

Education:

  • Bachelor’s/University degree, Master’s degree preferred

본 채용의 상세사항에 대해서는 아래를 참고하시기 바랍니다.

직무목표

  • 디지털인더스트리에 속한 커머셜기업금융 고객과의 Banking Relationship 구축주요 고객: E-commerce, Online gaming, OTA, Fintech, IOT, AI, Ad-tech, Edu-tech, Software, Online Contents, Entertainment, etc.
  • 신규 기업 고객 개발과 거래 심화, 고객 만족 증대

주요업무 및 책임

  • 고객과 긴밀한 커뮤니케이션을 통해 요구사항을 이해하고, 고객과의 관계를 발전시키며 높은 수준의 고객 만족도를 달성
  • 기존 고객 및 신규 고객에 대한 영업전략 수립, 추진
  • 각 상품부서와 긴밀한 Co-work을 통해, 고객의 Needs에 맞는 Banking solution 제공
  • Global Citi Team 과의 co-work 을 통해 해외 진출 기업의 현지법인 거래관계 관리 및 강화
  • 기업 고객에 대한 비즈니스 분석, 관련 Industry분석 및 제반 기업 리스크 관리
  • 여신 심사보고서 및 고객KYC(Know your customer), 기업금융 전반에 대한 대내외 제반 법규, 규정 준수의 주기적 관리 책임
  • 은행 내 상품, 리스크, 오퍼레이션 등 유관부서와의 유기적 업무 협조를 통한 업무 효율화 강화
  • 은행 업무 관련 규정에 대한 높은 이해 및 규제사항 준수

자격요건

  • 금융, 회계, 경제, 산업 지식,기업 신용 분석
  • 커뮤니케이션 및 기업금융 영업
  • RM(ARM) 또는 기업금융상품 업무 경력
  • 글로벌 커뮤니케이션 스킬 및 능력

근무조건

  • 고용형태: 전문직

  • 급여 및 복지조건 : 회사 내규에 따름

  • 근무지역 : 커머셜디지털기업금융센터 (서울 강남구)

전형절차

  • 서류전형 > 면접전형 > 사전점검/채용검진 > 최종합격

  • 전형일정 및 각 전형 별 합격발표는 이메일을 통하여 면접 대상자에게 개별 안내 드립니다.

접수방법 및 기간

  • 지원방법 : 당행 채용 site 접속하여 온라인 지원

  • 제출서류 : 영문이력서 1부

  • 접수기간 : 채용시까지

  • Rolling Base 인터뷰 진행 (지원서가 접수된 순서대로 검토하며, 채용후보자가 조기에 선발되는 경우 접수기간 중이라도 채용 공고 종료 가능함)

유의사항

  • 구직자 본인의 용모, 키, 체중, 출신지역, 혼인 여부, 재산과 구직자 본인의 직계 존비속 및 형제자매의 학력, 직업, 재산의 정보는 기재하지 마시기 바랍니다. (채용절차의 공정화에 관한 법률 제4조의 3)

  • 온라인을 통해 접수한 이력서는 반환하지 않습니다. (채용절차의 공정화에 관한 법률 제11조)

  • 부정한 행위(예: 채용 청탁 등)를 통해 합격한 사실이 확인된 경우, 합격이 취소될 수 있으며 향후 채용에 제한이 있습니다.

  • 장애인/보훈대상자의 경우 서류전형에서 우대

  • 장애인은 ‘장애인복지법 시행령’ 제2조에 따른 장애인 기준에 해당하는 자 또는 ‘국가유공자등 예우 및 지원에 관한 법률 시행령’ 제14조 제3항에 따른 상이등급 기준에 해당하는 자를 말합니다.

  • 보훈대상자는 ‘국가유공자 등 예우 및 지원에 관한 법률’ 등에 의한 취업지원 대상자를 말합니다.

  • 지원 시, 해당 사실을 증빙할 수 있는 서류를 추가 제출 바랍니다. (개인정보 마스킹 필수)

  • 문의: 한국씨티은행 인사지원부 (ckirecruitment@citi.com)

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Job Family Group:

Commercial and Business Sales

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Job Family:

Relationship Management

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Time Type:

Full time

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