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Credit Risk Sr. Analyst

Locations: Roy, Utah, Irving, Texas, Jacksonville, Florida Job Function: Risk Management Employee Status: Regular Job ID: 19136146

Credit Risk Senior Analyst

Grade/Title:  C12/AVP

Location:  This position will be located on-site in either:

  • Irving, Texas
  • Jacksonville, Florida
  • Roy, Utah


  • Performs in-depth financial statement analysis to manage new and existing relationships with exposures primarily up to $250M in addition to high-risk credits.
  • Integrates in-depth credit operations knowledge with a solid understanding of industry standards and practices.
  • Uses judgment to complete more complex credit transactions with direct business impact.
  • Oversees credit application process to include credit verification and determines credit limits.
  • Performs analysis of credit reports, financials, etc. to provide the status on credit and operating statements.
  • Applies analytical thinking and knowledge of credit analysis tools and methodologies.
  • May serve on special project teams as assigned.
  • Mentor lower level analysts.
  • Additional assignments as business needs are identified.


  • 5+ years of commercial credit experience with a Bachelor’s degree or equivalent experience.
  • Good corporate and merchant credit and exposure analysis skills.
  • Previously demonstrated ability to read/review/analyze commercial financial statements, interpret/spread commercial credit bureau reports, analyze trade experience and utilize external financial resources to underwrite commercial credit requests is required.
  • Strong analytical, process and project management skills.
  • Strong communication (written and verbal), customer service, multi-tasking skills.
  • Proficient phone etiquette, typing, computer proficiency in MS Office and Moody's MFA/Spreading experience.
  • Prior lending authority desired.


Grade :


Time Type :


Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

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