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COVID-19:

The health and safety of our colleagues and candidates for employment are our highest priority. Accordingly, Citi continues to monitor the COVID-19 situation closely. We have implemented precautionary measures across our firm globally, including conducting all candidate interviews virtually on a temporary basis until further notice where needed.

Private Bank Lending Specialist (Investment Finance)

Job Req ID 21351066 Primary Location New York, New York; Miami, Florida Job Category Private Client Product Services
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Responsibilities:

  • The IF Specialist is an experienced lending product specialist and Credit Officer within the Investment Finance business, with direct client coverage responsibility. The Specialist is required to have strong structuring skills and sound credit judgment and has the responsibility to work with Private Bankers for completing the due diligence, underwriting, obtaining approval and reviewing/closing documentation for new Facilities to clients.
  • Understand and anticipate clients' needs, following up with effective products and financial solutions
  • Responsible for appropriate transaction structuring and execution (within product programs) with appropriate risk and return characteristics, ensuring appropriate Credit Policy and Risk Acceptance standard compliance
  • Define and negotiate the transaction and credit framework (including covenant definition)
  • Oversee preparation of credit and capital allocation Memos (as applicable)
  • Oversee the Credit Approval write up, for both new deals and annual reviews
  • Negotiation, obtaining and closing of credit documentation, ensuring compliance with all Citi and external policies and coordinating with external counsel and Risk Management, as required
  • Responsible for the early problem recognition process, through active assigned portfolio monitoring, and must propose, when deemed appropriate, credit classification and appropriate risk rating on assigned relationships
  • This is a demanding role for which a strong mix of credit and process skills is crucial. It requires an ability to influence stakeholders, including clients, seniors of the bank, Risk, auditors or other areas of the Bank, to deliver against budget and to ensure processes meet the Bank’s highest standards.
  • Participation in remedial management actions together with SARG as requires.
  • Continuous portfolio monitoring to assigned relationships to properly attain an early problem recognition.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • Strong and proven analytical, financial structuring, execution and portfolio management skills
  • 10+ years’ experience as a Credit Officer
  • Strong knowledge of Citibank’s Credit Policies, Product Programs and Citi Policies
  • Good knowledge of financial markets, investments, banking and loan products
  • Excellent communication (written and verbal) and interpersonal skills
  • Ability to work under pressure to tight deadlines
  • Good negotiation skills
  • Strong initiative and interactive approach to problem solving
  • Displays flexibility and independence in a demanding environment
  • Team player

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Job Family Group:

Private Client Product Services

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Job Family:

IF Lending Generalist

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Time Type:

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

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Effective November 1, 2021, Citi requires that all successful applicants for positions located in the United States or Puerto Rico be fully vaccinated against COVID-19 as a condition of employment and provide proof of such vaccination prior to commencement of employment.

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We foster a culture that embraces all individuals and encourages diverse perspectives, where you can make an impact and grow your career. At Citi, we value colleagues that demonstrate high professional standards, a strong sense of integrity and generosity, intellectual curiosity, and rigor. We recognize the importance of owning your career, with the commitment that if you do, we promise to meet you more than half way.

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