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Risk Policy Senior Analyst

Job Req ID 21320077 Primary Location Mumbai, India Job Category Risk Management
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Role Outline/Job Summary:

This position is within the Branded Cards Collections and Recovery Risk team. As part of the Citi Branded Cards Risk Management team, this position will:

  • Support cooperative deployment of strategies designed to meet portfolio Risk Appetite goals.
  • Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
  • Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies.
  • Must be able to effectively provide updates and communicate key initiatives to senior risk management.
  • Analyzing tests and performance using SAS and decision tree software (CHAID/ CART)
  • Evaluating effectiveness of current policies and strategies


  • Must have capability to clearly develop and communicate analysis
  • Optimizing existing collections and recovery strategies and developing/testing new strategies and efficiencies for collections and recovery
  • Experience in developing and managing segmentation strategies a plus.
  • Presentations to both technical and non-technical personnel are required to be made frequently as part of the job.
  • Collecting and interpreting data for ad hoc projects.
  • Ability to work efficiently in a matrixed environment balancing between both business and functional interactions and priorities,  maximizing efficiencies of time-zones to create a continuously operating Risk Policy team with a high sense of urgency.

Qualifications :

  • Undergraduate degree with a specialization in Statistics, Mathematics, or other quantitative discipline
  • 7+ years’ work experience required


  • Strong analytical skills in conducting sophisticate analysis.
  • Experienced in developing, implementing and monitoring tests.
  • Experience in statistical analysis with working knowledge of at least one of the following statistical software packages: SAS (preferred), SPSS, Statistica, S+ or some equivalent or R/ R Studio
  • Highly proficient in Excel/pivot tables and PowerPoint.  VBA a plus.
  • Exposure to project/process management
  • Strong communication and presentation skills targeting a variety of audiences
  • A qualified candidate needs to be able to work with cross functional teams
  • Flexibility in approach and thought process
  • Ability to work effectively across portfolio risk policy teams and functional areas teams 
  • Strong influencing and facilitation skills.


Job Family Group:

Risk Management


Job Family:

Risk Policy


Time Type:


Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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