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COVID-19:

The health and safety of our colleagues and candidates for employment are our highest priority. Accordingly, Citi continues to monitor the COVID-19 situation closely. We have implemented precautionary measures across our firm globally, including conducting all candidate interviews virtually on a temporary basis until further notice where needed.

Credit Risk Analyst (C10)

Job Req ID 21335833 Primary Location Mumbai, India Job Category Risk Management
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Key Responsibilities:

  • Assess the credit and financial strength of Citi’s counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors

  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite

  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to IRAU Team Leads, ICG Risk and BCMA partners

  • Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

  • Support ICG Risk Analysis Voice of the Employee (VOE) initiatives

  • Travel (less than 10%)

Skills/Competencies:

  • Risk & Credit Underwriting:
    • Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
    • Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
    • Displays basic industry research capabilities, including risk and key drivers
    • Basic understanding of Credit Policy and procedures; proactively refers to resources as needed
    • Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly
  • Leadership:
    • Displays a deep commitment and positive attitude to Citi and colleagues, is reliable, and eager to do more
    • Embraces the need for change and appreciates its benefits with natural curiosity
    • Demonstrates professionalism by being reliable, actively contributing in meetings, asking questions and challenging ideas

  • Competencies:
    • Interpersonal skills, with the ability to build relationships
    • Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
    • Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

  • Technical:
    • Microsoft Office (Word, Excel, and PowerPoint) skills
    • Knowledge of Financial Modeling Concepts

Qualifications:

  • BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject

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Job Family Group:

Risk Management

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Job Family:

Credit & Portfolio Risk Management

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Time Type:

Full time

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

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View the EEO Policy Statement.

View the Pay Transparency Posting

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We foster a culture that embraces all individuals and encourages diverse perspectives, where you can make an impact and grow your career. At Citi, we value colleagues that demonstrate high professional standards, a strong sense of integrity and generosity, intellectual curiosity, and rigor. We recognize the importance of owning your career, with the commitment that if you do, we promise to meet you more than half way.

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