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Career Opportunity

Credit Portfolio Intermediate Analyst

  • Primary Location: Philippines,National Capital,Manila
  • Education: Bachelor's Degree
  • Job Function: Risk Management
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: No
  • Job ID: 19009109

Description


Background:

The Manila RMU (aka Asia Pacific Analytic Center) was established in Manila in early 2007 as a regional credit research and analysis center supporting ICG Corporate, Public Sector and Financial Institutions clients across Asia. Responsibilities include credit analysis, credit approval, and active monitoring of the portfolio to identify credit migration.  ICG Risk Managers partner with the Citi Corporate & Investment Banking bankers and product specialists to make informed decisions through an understanding of the credit, structure and profitability features of each relationship

Principal Responsibilities:

  • Supports ICG Corporate clients across Asia: Power, Chemicals, Metals & Mining (PCMM), Energy & Commodities (E&C), Telecom, Media & Technology (TMT), Consumer, Retail & Healthcare (CRH) and Transportation & Industrials (T&I)
  • Perform financial spreading and generate accurate credit ratings
  • Complete timely & quality Credit Approval packages with minimal supervision
  • Effectively communicate and liaise with senior product / industry bankers and risk officers to proactively identify and escalate key risks and material changes to portfolio clients by monitoring industries, geographies and accounts
  • Demonstrate judgment on appropriateness of credit exposure, ratings and classification
  • Conduct peer analysis; identify industry trends; assess appropriateness of credit facilities and exposure; and, prepare financial projections and sensitivity analysis, with a view to providing a credit outlook for the account
  • Periodically review financial results and statements to monitor operating performance, liquidity position and financial condition of portfolio clients
  • Initiate and lead industry/portfolio reviews and stress-testing, as needed
  • Train/coach analysts and associates (and review work as necessary) to ensure quality of output and consistency of standards and analysis; and implement industry and organizational best practices

Qualifications


  • CPA/CFA/Bachelor's degree in a finance-related course
  • At least 5-8 years of experience in credit research and analysis, preferably gained at financial institutions or public rating agencies
  • Strong verbal and written communication skills, with fluency in English (while not required, fluency in Mandarin is an added advantage)
  • Strong knowledge of accounting, corporate finance, financial modeling, credit analytics, risk assessment and valuation
  • Familiarity with credit and banking products
  • Proven ability to work independently and as part of a team
  • Demonstrated leadership capabilities
  • Computer literacy and strong familiarity with Microsoft Excel